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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143051 reviews)

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4.73

Based on 143,051 reviews, last reviewed 20th Jun 2026

4239900% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had an issue with a purchase item with faulty item Had an issue with a purchase item. I asked for help form PayPal to step in. Which I was able to get my refund on a faulty item Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143051)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to make payments, quick transaction, great cust...

Easy to make payments, quick transaction, great customer service and support. Reviewed on: 12th June 2026

I have never had a bad experience is my experience -...

I have never had a bad experience is my experience - if anything the go out of their way to ensure security Reviewed on: 12th June 2026

PayPal is my first option for purchases

I have been using PayPal for many years and have always found this an easy and safe option for paying for my purchases.. it is so easy and straightforward and love the fact that I do not need to provide card details as my account is already linked to my bank account and cards. I also love the options available to spread the cost over four months interest free for larger purchases and also the pay in 3, allowing me to spread the cost into three equal amounts. The rare instances where I have had to contact customer services has always been seamless and my queries have been dealt with and resolved very quickly. I highly recommend using PayPal and the app is brilliant for accessing my information and account balances at the touch of a button. Reviewed on: 12th June 2026

Fantastic when you can pay in 3 instalments never be...

Fantastic when you can pay in 3 instalments never been refused and have now got a card which I can add money to spend in shops all in all its a great serve you provide couldn’t do with it and would recommend to anyone well done PayPal Shirley’s back up Reviewed on: 12th June 2026

Easy of doing transaction

User friendly.....,............... Reviewed on: 12th June 2026

I use paypal for various reasons to keep my bank acc...

I use paypal for various reasons to keep my bank account safe online Reviewed on: 12th June 2026

Pay in 3 is great

Pay in 3 is great allows me to budget. Reviewed on: 12th June 2026

Makes online shopping easy and secure.

Makes online shopping easy and secure. Never need to worry about card/bank details being safe, process refunds on online shopping automatically and efficiently. Always use PayPal when it’s available Reviewed on: 12th June 2026

Super easy to use, pay extra, and receive auto limit...

Super easy to use, pay extra, and receive auto limit increases. Having 4 months 0% on purchases is a great way to spread payments on larger purchases without incurring any interest! Reviewed on: 12th June 2026

I like PayPal.

I like PayPal. I've been using it for many years. Reviewed on: 12th June 2026

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