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PayPal: PayPal Credit reviews

4.91
Based on 90,252 reviews, last reviewed 30th Apr 2026
1820900% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best service! I've been using this platform for ten years - It's the best thing in the world. Reviewed on: 30th April 2026
Yulia 's avatar
Yulia

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90252)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Everything is just perfect.

5
Everything is just perfect. Perfect service. Perfect accessibility. Simply perfect! Reviewed on: 24th April 2026

Lifesaver..

5
Life always seems to throw curve balls just before payday and PayPal credit has been a lifesaver on many occasions. It's easy to use and easy to see your transactions and very simple to make a payment so you know where you stand. Obviously don't use it if you can't pay it off relatively easily but it's great for the purchases you need now but can plan for. Reviewed on: 24th April 2026

Usage easy

4
Fairly easy to use and can give some value for use Reviewed on: 24th April 2026

App easy to use.

5
App easy to use. Feel very secure making online payments. Had trouble with direct debit. Got through to help quickly Reviewed on: 24th April 2026

Amazing service always great deals and understanding...

5
Amazing service always great deals and understanding when you miss a payment Reviewed on: 24th April 2026

Used them for years started with eBay use it for eve...

5
Used them for years started with eBay use it for everything I can now Reviewed on: 24th April 2026

Its convenient for me.

5
Its convenient for me. I always get excited when paypal is one of the payment options. I am excited to try the payment cards too. Reviewed on: 24th April 2026

100% my go to lender

5
Can use in a variety of places and helps when I need it the most. Reviewed on: 24th April 2026

Very flexible way of paying.

5
Very flexible way of paying. Great service Reviewed on: 24th April 2026

Easy to use, clear process and statements, easy to m...

5
Easy to use, clear process and statements, easy to manage and control. I can view my current status at any point and then plan accordingly. Reviewed on: 24th April 2026

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