Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142962 reviews)

View other PayPal products

4.73

Based on 142,962 reviews, last reviewed 19th Jun 2026

4235850% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal helps a lot in managing your money and stay a... PayPal helps a lot in managing your money and stay ahead of your finances Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142962)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good interest free options and great that you get a...

Good interest free options and great that you get a physical card Reviewed on: 12th June 2026

Every transaction you is flawless and easy to use.

Every transaction you is flawless and easy to use. Reviewed on: 12th June 2026

Leading the way

PayPal has become by far the best organised online payment system globally,ive been with paypal for 20 years now and even in the beginning i could see the benefits and potential of what they were trying to achieve,and it hasn't disappointed,paypal credit is the icing on the cake,its so easy to choose the option that suits best,ie- interest free for 4 months or pay in 3,theres always a great choice and easy to use,if ever thers a problem, customer service are easy to contact and really helpful every time.i trust paypal more than my bank!!.All financial institutions should take a leaf out of paypals book Reviewed on: 12th June 2026

I have been using PayPal for making payments, and my...

I have been using PayPal for making payments, and my experience has been excellent. It is easy to use, secure, and very convenient. Payments are processed quickly, and the service is reliable. PayPal makes online transactions simple and stress-free. Highly recommended! Reviewed on: 12th June 2026

Very easy to use.

Very easy to use. Plain and straight forward. Like the points scheme too. You can also order a card to make payments a lot easier too as generally a lot of people think it is just an online system. Reviewed on: 12th June 2026

Couldn’t be without it!

Use PayPal credit as part of my monthly finance/budgeting to make larger purchases and pay off in smaller chunks interest free. App is very easy to use and updates quickly. Reviewed on: 12th June 2026

It’s so easy & convenient to use.

It’s so easy & convenient to use. Reviewed on: 12th June 2026

Easy to set up and use, even a card to use that work...

Easy to set up and use, even a card to use that works with your accounts Reviewed on: 12th June 2026

Pay in 3 review

Transactions run smoothly, purchased products over 3 months interest free. What’s not to like! Reviewed on: 12th June 2026

Found PayPal credit excellent service

Found PayPal credit excellent service Reviewed on: 12th June 2026

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub