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PayPal: PayPal Credit reviews

4.90
Based on 77,495 reviews, last reviewed 19th Apr 2026
2461600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, any issues have been dealt with accordi... Easy to use, any issues have been dealt with accordingly. Reviewed on: 19th April 2026
Ant Roachino's avatar
Ant Roachino

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77495)

It is amazing and very helpful when you need money o...

5
It is amazing and very helpful when you need money or paying for stuff Reviewed on: 28th May 2024

PayPal credit is good for paying in 4 monthly instal...

4
PayPal credit is good for paying in 4 monthly installments but the 10 month installment should be offered more Reviewed on: 28th May 2024

Smooth transactions without delay

5
Smooth transactions without delay Reviewed on: 28th May 2024

So convenient to use when shopping on different webs...

5
So convenient to use when shopping on different website. Reviewed on: 28th May 2024

customer service are the best

5
fantastic feature from paypal, customer service could not be more helpful and i use my curve card to help spread purchases which is a fantastic combo Reviewed on: 28th May 2024

PayPal Credit NO NEED Credit Score

5
PayPal Credit give me an option to pay more time than using other credit cards offer. More convenient to use and easy payment. Literally PayPal Credit is a way better to use specially if you're Credit Score is giving you hustle to disapprove applying for another Credit cards. High Recommended to use if you're using PayPal. Reviewed on: 28th May 2024

Very handy way of paying and always so easy

5
Very handy way of paying and always so easy Reviewed on: 28th May 2024

Very affordable

5
Very affordable and low interest rate Reviewed on: 28th May 2024

Great experience.

5
Great experience. Nice to have interest free credit on purchases. Reviewed on: 28th May 2024

Best argent service

4
PayPal is helpful always when you are need of something argently and you cannot purchase it or afford it at the moment. I am very grateful to PayPal credit, without it I wouldn’t be able to buy certain things on time. Highly recommend Reviewed on: 28th May 2024

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