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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,373 reviews, last reviewed 19th Apr 2026
2450400% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and great to work with and shop with Good and great to work with and shop with Reviewed on: 19th April 2026
Kyle long 's avatar
Kyle long

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77373)

PayPal have been such a great company throughout all...

5
PayPal have been such a great company throughout all of the years that I have used them. Their customer service is great…even when I had fraud they sorted it very quickly. Their credit plan is really helpful too. Reviewed on: 27th May 2024
ValM's avatar
ValM

Great option to pay 0% options.

5
Great option to pay 0% options. Would recommend to others Reviewed on: 27th May 2024
Gareth b's avatar
Gareth b

What’s there yo say.

5
What’s there yo say. Brilliant to deal with Reviewed on: 27th May 2024
Rob hancock 's avatar
Rob hancock

Brilliant and convenient!

5
Brilliant and convenient every time I use PayPal. Reviewed on: 27th May 2024
Usman S's avatar
Usman S

Very positive experience

4
Very positive experience with PayPal every time, I have found customer service to be efficient. Reviewed on: 27th May 2024
David O's avatar
David O

Helpful for spreading bigger purchases

5
PayPal credit is really good for spreading the cost of bigger purchases over a few months without having to worry about interest. It’s also really easy to make payments or set up a direct debit so you don’t even have to worry or think about it. Reviewed on: 27th May 2024
Emily M's avatar
Emily M

Veteran user

5
I've used paypal credit for a couple of years and the service is excellent, the systems are robust and I find it to be a real convenience. Reviewed on: 27th May 2024
Steve Gowans's avatar
Steve Gowans

Excellent and easy to use every time I have used Pay...

5
Excellent and easy to use every time I have used PayPal credit Reviewed on: 27th May 2024
Anthony Murphy's avatar
Anthony Murphy

Quick efficient and easy to use...

5
Quick efficient and easy to use, I would recommend pay pal to anyone. Customer services are really good and resolve any problems quickly, pay pal is the only web site I would trust with money Reviewed on: 27th May 2024
Jess's avatar
Jess

Excellent

5
PayPal credit is a great service and is always been easy to use and great for paying off larger purchases with a small interest rate. I will be continuing to use this service in the future. I would recommend. Reviewed on: 27th May 2024
I B's avatar
I B

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