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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177268 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177272)

Bang on, baby blue, freaking terrific, never thought...

Bang on, baby blue, freaking terrific, never thought that finance Reviewed on: 19th May 2026

I'm always using PayPal for online purchases.

I'm always using PayPal for online purchases. I love to pay with it because it is pocket friendly and easy to use. Expecially love the pay for 3 months for free option an the 4 month free of the credit card purchase. Reviewed on: 19th May 2026

Always used paypal secure & safe trustworthy too wit...

Always used paypal secure & safe trustworthy too with knowledgeable staff great service Reviewed on: 19th May 2026

Excellent service

Excellent service and convenient for purchases Reviewed on: 19th May 2026

Love the pay now pay within 4 months feature that th...

Love the pay now pay within 4 months feature that they offer for purchases over £100 via PayPal Credit Reviewed on: 19th May 2026

Never had any problems and feel safe.

Never had any problems and feel safe. Reviewed on: 19th May 2026

I find using PayPal credit confusing.

I find using PayPal credit confusing. I am never sure how much I need to pay to not have charges. I ended up overpaying because it is not clear when the minimum amount is coming out Reviewed on: 19th May 2026

very easy to use and a great way to spread the cost...

very easy to use and a great way to spread the cost of bigger purchases but in a managable way... I think its great! Reviewed on: 19th May 2026

Good overall: support, protection.

Good overall: support, protection. Wish payments would process faster both incoming and outgoing to avoid missed payments or delays clearing credit Reviewed on: 19th May 2026

Paypal makes big purchases feel lighter without havi...

Paypal makes big purchases feel lighter without having to worry about paying it all at once. It gives us the freedom to be able to buy something we absolutely want guilt-free. Reviewed on: 19th May 2026

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