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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,275 reviews, last reviewed 19th Apr 2026
2441100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been using paypal for years great service Been using paypal for years great service Reviewed on: 19th April 2026
Martin K's avatar
Martin K

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77275)

Got response straight away ...

5
Got response straight away on couple occasions when had problem with different things Reviewed on: 27th May 2024
Audrey's avatar
Audrey

I have very excellent experience using Paypal Credit.

4
I have very excellent experience using Paypal Credit. Reviewed on: 27th May 2024
Zaeghum Saeed's avatar
Zaeghum Saeed

The buy now pay later scheme is amazing and help whe...

5
The buy now pay later scheme is amazing and help when in difficult times Reviewed on: 27th May 2024
Margaret D's avatar
Margaret D

Easy to use, easy to pay.

5
Easy to use, easy to pay. Great with 3months 0% finance. Easy to keep on track. Reviewed on: 27th May 2024
Jemma's avatar
Jemma

PayPal is Great

5
PayPal and PayPal Credit is a good way to shop because your accounts are in one place. Reviewed on: 27th May 2024
Karen B's avatar
Karen B

I have been using PayPal credit for a while now it i...

5
I have been using PayPal credit for a while now it is easy and convenient to use for my online shopping Reviewed on: 27th May 2024
Tony g's avatar
Tony g

Convenient and easy to set up

5
Convenient and easy to set up, with no hanging around for a decision. You are in control of it with a degree of flexibility. I have been using it for years without any issues, and have always been able to pay it without paying interest. Reviewed on: 27th May 2024
Tony's avatar
Tony

Really easy to set up and use.

5
Really easy to set up and use. The statements have improved so makes it easier to manage payments and see how much needs to be paid off. Reviewed on: 27th May 2024
Christopher Clark's avatar
Christopher Clark

It’s good service gives you flexibility a life saver...

5
It’s good service gives you flexibility a life saver when needed in a emergency Reviewed on: 27th May 2024
Saqib H's avatar
Saqib H

Very easy to use

5
Very easy to use and pay back early if I wanted. The app is also nice and secure so I felt safe using it. Lots of places accept PayPal so it was very useful when making purchases. Reviewed on: 27th May 2024
Shaun M's avatar
Shaun M

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