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PayPal: PayPal Credit reviews

4.90
Based on 77,190 reviews, last reviewed 19th Apr 2026
2433100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and accepted everywhere Great service and accepted everywhere Reviewed on: 19th April 2026
Dean C's avatar
Dean C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77190)

Customer services are easily contactable, I know hav...

4
Customer services are easily contactable, I know have the curve card and it’s is a good addition to their platform Reviewed on: 27th May 2024

Paypal offers secure, safe and flexible payments,

5
Paypal offers secure, safe and flexible payments, whether for purchases or to send money to and recive it from family and friends. Paypal offers purchase protection and even credit or payment plans. Top service. Reviewed on: 27th May 2024

Having used PayPal credit on several occasions its b...

5
Having used PayPal credit on several occasions its been the perfect help to inable me to conduct purchases & helping me with my own cash flow. Reviewed on: 27th May 2024

The app is easy to use and a prompt response by cust...

5
The app is easy to use and a prompt response by customer service Reviewed on: 27th May 2024

Excellent service for secure cash transactions and f...

5
Excellent service for secure cash transactions and for shopping. Reviewed on: 27th May 2024

Easy Money Manager

5
Easiest way to manage money, access to credit which allowed me to build a credit score early into adult life and is the BEST intermediary for small businesses. As someone who relies on the extra money they make from commission work and the likes to friends who do the same, I'd be lost without. Reviewed on: 27th May 2024

Excellent way to purchase items interest free

5
Excellent way to purchase items interest free Reviewed on: 27th May 2024

PayPal credit enables me to manage my finances and e...

5
PayPal credit enables me to manage my finances and expenses Reviewed on: 27th May 2024

Have no problem in using PayPal, simple to navigate...

4
Have no problem in using PayPal, simple to navigate and use for my shopping needs. Reviewed on: 27th May 2024

PayPal credit - helpful and easy to use

5
You can use PayPal credit for a lot of different products, I like that I get reminders of my next up coming payment. And you can also pay more than the minimum payment if you can afford to, and set a date for your monthly payment to come out of your bank account. Reviewed on: 27th May 2024

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