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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177367 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177395)

Excellent company i highly recommend

Excellent company i highly recommend Reviewed on: 19th May 2026

I pay my fuel with Paypal all the time

I pay my fuel with Paypal all the time Reviewed on: 19th May 2026

The beat service ever

The beat service ever. I'm using PayPal for years and never had any issues. Strongly recommend Reviewed on: 19th May 2026

PayPal experience

Easy to use and earn points amazing and easy experience Reviewed on: 19th May 2026

Made Online Shopping So Much Easier

Using PayPal Credit has really helped me out when I’ve needed to buy something expensive but didn’t want to pay for it all in one go. Being able to spread the cost makes things feel a lot more manageable and less stressful. I’ve found it really easy to use, and it gives me peace of mind knowing my payments are secure and everything is straightforward to keep track of. Reviewed on: 19th May 2026

I found PayPal money processor as a fast, secure and...

I found PayPal money processor as a fast, secure and excellent. It gives me a peace of mind Reviewed on: 19th May 2026

Excellent customer service

I’ve had a really positive experience with PayPal Credit overall. The app is easy to use, payments are clear to track, and the 0% offers are genuinely helpful when managing larger purchases. Customer service has also been professional and understanding whenever I needed support or had questions about my account. What I appreciate most is the flexibility and convenience PayPal provides compared to many other finance options. Everything is straightforward, secure, and quick to manage directly through the app. Notifications and payment tracking also help me stay organised and avoid missing payments. I would definitely recommend PayPal Credit to friends and family because it has made online shopping and managing payments much easier and less stressful for me. Reviewed on: 19th May 2026

Spread payment

It made my life much easier, with Spread payment. Reviewed on: 19th May 2026

Never had a problem with PayPal always been wonderful.

Never had a problem with PayPal always been wonderful. Any issues that have crept up have been solved and dealt with in a timely manor. Reviewed on: 19th May 2026

love paypal.

Feel very secure making payments with PayPal. Any issues I have customer service is a great help. Love PayPal. Reviewed on: 19th May 2026

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