Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177440 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177450)

My experience has always been pleasant, online and v...

My experience has always been pleasant, online and via phone with customer service. Reviewed on: 19th May 2026

Very helpful and very useful to have

Very helpful and very useful to have Reviewed on: 19th May 2026

It’s easy to use and convenient to make a payment...

It’s easy to use and convenient to make a payment Reviewed on: 19th May 2026

PayPal has been very helpful with my shoppings when...

PayPal has been very helpful with my shoppings when I am short of money by way of giving me credits, most especially the pay in three that has always makes shopping easier for me. Reviewed on: 19th May 2026

Never had any issues, always try to use PayPal for a...

Never had any issues, always try to use PayPal for anything I order especially when you have 4 months interest free Reviewed on: 19th May 2026

Fast and reliable,I use PayPal for all kind of shopp...

Fast and reliable,I use PayPal for all kind of shopping and travelling it is easy and convenient Reviewed on: 19th May 2026

PayPal Credit for things that bring joy to life

I use PayPal Pay in 3 and PayPal Credit to spread spending over months, for the things that bring m some joy at a given point in time. Reviewed on: 19th May 2026

Easy to use. For absolutely everything

Easy to use. Does what it says on the tun Reviewed on: 19th May 2026

Very good service i will recommend to everyone

Very good service i will recommend to everyone Reviewed on: 19th May 2026

PayPal and PayPal credit

Been using PayPal and PayPal credit for a while and I find them easy to use Reviewed on: 19th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3847 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98616 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub