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PayPal: PayPal Credit reviews

4.90
Based on 77,098 reviews, last reviewed 19th Apr 2026
2424200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for a decade and I don't have... I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77098)

I have a great experience really helpful for making...

5
I have a great experience really helpful for making purchases Reviewed on: 27th May 2024

Pay pal credit.

5
Need some credit to pay my daughter coding course. Reviewed on: 27th May 2024

Never had any issues always works when I need it...

5
Never had any issues always works when I need it Reviewed on: 27th May 2024

Thumbs up will always recommend this to friends and...

4
Thumbs up will always recommend this to friends and family Reviewed on: 27th May 2024

A great benefit for ebay use.

5
A great benefit for ebay use... Simple and effective method of safe payments. Reviewed on: 27th May 2024

I have called PayPal numerous times when things have...

5
I have called PayPal numerous times when things have gone wrong and they have always sorted it out efficiently. Customer service is always great. Reviewed on: 27th May 2024

The best

5
Paypal is the best, is saved me a lot Reviewed on: 27th May 2024

Before I wasn't using PayPal my friends told me abo...

5
Before I wasn't using PayPal my friends told me about it and after I try to use now I'm really happy and feeling secure thanks Reviewed on: 27th May 2024

PayPal credit is fair and easy to use, balance and s...

4
PayPal credit is fair and easy to use, balance and statements are clear and able to download quickly. The only way I hope things can improve is when making a payment back, it takes a long time for it to show up and it would be better if the payment back could be a pending transaction Reviewed on: 27th May 2024

Its been a wonderful journey

5
Its been a wonderful journey in the many years I have been using PayPal. I can say it's a match made in heaven. I have not had a single negative experience. It is convenient for payment online without having to disclose your data with every organisation you buy from, I find that comforting. Reviewed on: 27th May 2024

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