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PayPal: PayPal Credit reviews

4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76991)

PayPal credit

5
It helps you get out of a problem. World wide recognition so feel safe. Reviewed on: 26th May 2024

Easy to use, user friendly app and good payment opti...

5
Easy to use, user friendly app and good payment options Reviewed on: 26th May 2024

Easy system to use with fair percentage rates and go...

4
Easy system to use with fair percentage rates and good repayment options Reviewed on: 26th May 2024

Fast , easy and customer friendly services.

5
Fast , easy and customer friendly services. Highly recommended. Reviewed on: 26th May 2024

Always helpful whenever i speak to customers service...

5
Always helpful whenever i speak to customers service, good patient and well explain, which i was not sure about my PayPal credit…many thanks Reviewed on: 26th May 2024

Find it very convenient to pay for goods interest fr...

5
Find it very convenient to pay for goods interest free for a couple of months and others over 24 months Interest free. Reviewed on: 26th May 2024

Great I use it for a lot!

5
Great I use it for a lot of pitch Reviewed on: 26th May 2024

Payment guarantee and dispute management are top notch

5
Payment guarantee and dispute management are top notch Reviewed on: 26th May 2024

Must have Paypal!! definitely recommend

5
Paypal has never caused me any issues, i am able to quickly send and receive money and also make payments on multiple websites. Reviewed on: 26th May 2024

Just really handy and easy to use.

5
Just really handy and easy to use. Reviewed on: 26th May 2024

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