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PayPal: PayPal Credit reviews

4.91
Based on 91,088 reviews, last reviewed 30th Apr 2026
1859850% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure. Safe and secure. Have no interest when u pay within 4 months. Reviewed on: 30th April 2026
Bulbul A's avatar
Bulbul A

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91088)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had a problem.

5
Never had a problem. great to us.its just brill Reviewed on: 24th April 2026

So easy to pay shows You how much your monthly payme...

5
So easy to pay shows You how much your monthly payments are so you can decide if you can afford it before committing. Pay minimum amount or full amount, you decide. Use mine on eBay all the time Reviewed on: 24th April 2026

PayPal is the smart option

5
PayPal credit allows me to buy those larger items and pay later often with zero interest for time limited periods. PayPal credit has helped build my credit score to excellent in a relatively short period of time. I would recommend PayPal credit as the number one credit service within the market place. Reviewed on: 24th April 2026

I have used PayPal for the longest time it is reliab...

5
I have used PayPal for the longest time it is reliable,helpful and has helped me in more situations then one PayPal credit especially has worked wonders to help me cover costs after inflation prices rised would 100% recommend Reviewed on: 24th April 2026

Always been happy to help, and quick to resolve any...

4
Always been happy to help, and quick to resolve any issues. Reviewed on: 24th April 2026

I have used PayPal for years.

5
I have used PayPal for years. I can not rate them any higher. They have been phenomenal they have helped me through many hard situations in my life. They have also got me every refund I ever needed. Their customer service is also phenomenal which in my opinion is rare. There app is very easy to work and navigate also. I would love to just thank PayPal for everything. Reviewed on: 24th April 2026

Very easy to use, convenient and efficient.

5
Very easy to use, convenient and efficient. Reviewed on: 24th April 2026

Never any issues, quick responses to any questions.

5
Never any issues, quick responses to any questions. Overall great experiences Reviewed on: 24th April 2026

Very handy way to keep a track of money going in and...

5
Very handy way to keep a track of money going in and out. Reviewed on: 24th April 2026

Excellent - and easy to use and navigate

5
Excellent - and easy to use and navigate Reviewed on: 24th April 2026