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PayPal: PayPal Credit reviews

4.73
Based on 141,105 reviews, last reviewed 17th Jun 2026
4151450% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Efficiency Efficient and easy to use. Efficient and easy to use.app works well and easily integrated to mobile device. Reviewed on: 17th June 2026
AT's avatar
AT

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (141105)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good experience and Easy process

5
Good experience and Easy process Reviewed on: 11th June 2026

PayPal Creidt Brilliant.

5
Use PayPal credit regularly as on a tight budget. Can buy what I need interest free. No brainer. So so easy Reviewed on: 11th June 2026

Used for ages. Great Service

5
Used for year. Never had a problem. Customer support is good. Apps easy to use. Only thing that could be better is more details about the payments made on statements, sometimes titles don't match the website/item etc. this would make it easier to track purchases Reviewed on: 11th June 2026

I found the Pay Pal services the most eficient and i...

5
I found the Pay Pal services the most eficient and i recomended for everyone.Thank you very much Pay pal. Reviewed on: 11th June 2026

Variety of credit options

5
I love how so many online shops seamlessly connect with it. But it’s the variety of credit terms I find most helpful. Reviewed on: 11th June 2026

Feeling connected with PayPal

5
I received a credit increase recently which felt like a reward for my spending and was in sync with my needs. The UI of the app is smooth and intuitive. Reviewed on: 11th June 2026

Great service

5
Never had any problems with PayPal, always quick to respond and easy to pay with. Reviewed on: 11th June 2026

PayPal Credit - an easy and effective w...

5
PayPal Credit is a no nonsense, easy and effective way to pay. Reviewed on: 11th June 2026

Always simple and quick , you can use with ease and...

5
Always simple and quick , you can use with ease and app is easy to follow Reviewed on: 11th June 2026

It’s ok it’s just like every other bank

3
It’s ok it’s just like every other bank Reviewed on: 11th June 2026