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PayPal: PayPal Credit reviews

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4.90
Based on 77,883 reviews, last reviewed 20th Apr 2026
2497300% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient, flexible and easy to manage I’ve been using PayPal Credit for some time now and it has made managing my spending much easier. The setup was quick and straightforward, and everyth... Read more Reviewed on: 20th April 2026
Ellen K's avatar
Ellen K

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77883)

Excellent service and always goodexce on offer.

5
Excellent service and always good on offer. Reviewed on: 27th May 2024
Rahul's avatar
Rahul

Very good service and app, would recommend someone t...

5
Very good service and app, would recommend someone to use this Reviewed on: 27th May 2024
Oliver's avatar
Oliver

Good app and great tools for helping save money as I...

5
Good app and great tools for helping save money as I use it as a credit card and buying from shady dealers in FB marketplace - it makes me feel a lot more secure as I’m not sharing my card details plus credit options are varied and fantastic! Reviewed on: 27th May 2024
JohnJ's avatar
JohnJ

Good customer experience.

4
Good customer experience. Fair and they are reasonable and resolve issues quickly. Reviewed on: 27th May 2024
Yau L's avatar
Yau L

Can pay for many things.

5
I use paypal credit for many years already. Many things can purchase and cash transfer as well so easy. Reviewed on: 27th May 2024
Pan H's avatar
Pan H

Great experiences ,very useful services

5
Great experiences ,very useful services Reviewed on: 27th May 2024
Claire O's avatar
Claire O

Don't trust any other company with my card details

5
If companies don't use PayPal I won't buy. I only trust PayPal. Anytime I have ever had an issue PayPal have been amazing. Reviewed on: 27th May 2024
Charlene's avatar
Charlene

Very valuable Paypal credit feature, really helps

5
Very valuable Paypal credit feature, really helps Reviewed on: 27th May 2024
Yuliia K's avatar
Yuliia K

Amazing great project nice job good people i like

5
Amazing great project nice job good people i like Reviewed on: 27th May 2024
Mario Martns's avatar
Mario Martns

Pretty to easy and utilise on most store fronts that...

5
Pretty to easy and utilise on most store fronts that accept paypal and gives me additional time to pay for goods over £99 thanks to their 0% for 4 months offer. It's a convenient way to deal with personal purchases and setting up direct debts or making early payments is really easy, especially if you're already familiar with using your paypal account. Also customer service were really nice when I missed a payment and didn't hold it against me since I made sure to pay as soon as I got the warning notification. Reviewed on: 27th May 2024
SEEEE's avatar
SEEEE

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