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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173511)

Easy and fair to use.

5
Easy and fair to use. Clear terms. Really helpful when I had an issue with a retailer. Reviewed on: 13th May 2026

Very clear

5
It is so easy to use and no problems with it. Reviewed on: 13th May 2026

Paypal is first rate

5
My overall experience with PayPal over many years has been excellent. Reviewed on: 13th May 2026

I have been a PayPal customer for many years.

5
I have been a PayPal customer for many years. Always reliable, affordable and have never had any issues or complaints about any of the services they offer. Reviewed on: 13th May 2026

Sometimes I find the app a little bit clunky, but ov...

4
Sometimes I find the app a little bit clunky, but overall good Reviewed on: 13th May 2026

I had excellent customer service experience with my...

5
I had excellent customer service experience with my PayPal Reviewed on: 13th May 2026

Got a miss payment in February 24 as a payment what...

5
Got a miss payment in February 24 as a payment whatnot taken from my card account what you had for my payments and never had trouble with which my bank would confirm and couldn’t get intouch with anyone to question about it I was very annoyed as I’m 69 and never mist a payment on any of my bills in my life and it left a mark on my clear score account but other than that I think PayPal good and easy to use I tend to use it as it gives me some protection and I don’t have to keep giving my card numbers out every purchase Reviewed on: 13th May 2026

Quick and safe, convenient options for payments, rel...

5
Quick and safe, convenient options for payments, reliable Reviewed on: 13th May 2026

Easy to use and extremely convenient

5
Easy to use and extremely convenient Reviewed on: 13th May 2026

Always helpful!

5
Whenever I needed support PayPal is always there to assist me in any way I need It! Cannot fault the customer service and all they can offer! Thank you Reviewed on: 13th May 2026

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