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PayPal: PayPal Credit reviews

4.90
Based on 77,915 reviews, last reviewed 20th Apr 2026
2500100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic I’ve been using PayPal for a while now, and overall it’s been a really solid experience. It’s super easy to set up, and once you’re in, sending or rec... Read more Reviewed on: 20th April 2026
H Singh's avatar
H Singh

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77915)

Whenever I’ve had a difficulty with a seller, PayPal...

5
Whenever I’ve had a difficulty with a seller, PayPal explains everything and sorts tough issues too. Reviewed on: 27th May 2024

PayPal gives me protection of my money and purchases

5
PayPal gives me protection of my money and purchases Reviewed on: 27th May 2024

Spreading love

5
I have had an exceptional experience with pay pal. They have given me the freedom to really live life, not worrying about month to month spending I am very grateful. I can now afford the bigger things with the help from PayPal. Reviewed on: 27th May 2024

Good and very easy to use.

5
Good and very easy to use.Simpel and convenient. Reviewed on: 27th May 2024

Very helpful and convenient service!

5
Very helpful and convenient service! Reviewed on: 27th May 2024

Easy to buy larger items and have peace of mind if a...

5
Easy to buy larger items and have peace of mind if anything might go wrong. Which it has and PayPal sorted it all out for me. Reviewed on: 27th May 2024

Easy to use.

5
Easy to use. Effective and reliable. Reviewed on: 27th May 2024

Easy of working with PayPal

5
Since opening my account I have not had many reasons to contact pay pal but when I have been unfortunate to need help or guidence the have helped. either by on line comunication E-Email or on site direct messageing.I also found the opening of the offer to pay in 3 monthly payments eficient and smoth with reminders when and how much the next payment would be. Reviewed on: 27th May 2024

Nearly spot on everytime

5
Nearly spot on everytime like all companies you have your good and bad but most good to know they got your back on certain things better than not at all the transaction are very quick and some don't cost anything Reviewed on: 27th May 2024

PayPal is my go-to for spending large amounts on the...

5
PayPal is my go-to for spending large amounts on the Internet. It helpfully gives me 0% interest for four months. Reviewed on: 27th May 2024

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