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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173626 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173628)

I’m so glad to have this app on my phone...

I’m so glad to have this app on my phone now Reviewed on: 13th May 2026

I have great experience with PayPal .

I have great experience with PayPal . I would strongly recommend using the app. Reviewed on: 13th May 2026

Simple and efficient

PayPal credit has been simple and efficient, making purchases easy Reviewed on: 13th May 2026

Very easy to use, great service.

Very easy to use, great service. Comes in handy when you want to spread the cost over a few months without paying interest Reviewed on: 13th May 2026

Great product and service.

Great product and service. Very happy. Very convenient for payments and transactions and transfers Reviewed on: 13th May 2026

Never had a problem and purchases have always been a...

Never had a problem and purchases have always been accepted and gone through with ease Reviewed on: 13th May 2026

It’s so easy and efficient.

It’s so easy and efficient. Grateful to know that if there’s an issue PayPal will be happy to quickly assist and resolve it. I highly recommend PayPal in all its forms. Reviewed on: 13th May 2026

Very useful and handy when in need.

Very useful and handy when in need. Reviewed on: 13th May 2026

really easy and straightforward to use

It was really easy and straightforward to use, and I would definitely recommend it. I had no problems using my credit and making purchases. I just wish the repayment period could be extended from 4 months to around 6 months or even 1 year. Reviewed on: 13th May 2026

Flexible options

Flexible options and simple payment structures with options to overpay without penalty have been very useful Reviewed on: 13th May 2026

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