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PayPal: PayPal Credit reviews

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4.90
Based on 77,931 reviews, last reviewed 20th Apr 2026
2501600% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit makes things so easy to split big paym... PayPal credit makes things so easy to split big payments over 4 months at 0% making big payments easy to manage within monthly spending Reviewed on: 20th April 2026
Johnny M's avatar
Johnny M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77931)

Its very customer friendly and user friendly interface.

5
Its very customer friendly and user friendly interface. Reviewed on: 27th May 2024
Amal Rajeev's avatar
Amal Rajeev

On the rare occasion I've phoned they have been poli...

5
On the rare occasion I've phoned they have been polite and courteous and sorted the problem quickly Reviewed on: 27th May 2024
Margaret G's avatar
Margaret G

Easy transactions internationally

5
Easy transactions internationally Reviewed on: 27th May 2024
Margaret F's avatar
Margaret F

Fantastic service, easily manageable transfers of fu...

5
Fantastic service, easily manageable transfers of funds and scheduled payments. Four months of no interest credit is more then enough to manage finances easily and makes purchasing more flexible. Top score! Reviewed on: 27th May 2024
Marek M's avatar
Marek M

So easy to

5
So easy to use and added protection for online sales Reviewed on: 27th May 2024
barry p's avatar
barry p

Excellent services

5
Always happy with services offered and ability spread costs Reviewed on: 27th May 2024
Alison D's avatar
Alison D

Just love the simplicity of using PayPal weather for...

5
Just love the simplicity of using PayPal weather for a standard purchase as its a quick way of getting all your details correct for delivery and for pay in 3 and credit brilliant service! Reviewed on: 27th May 2024
Paul S's avatar
Paul S

Helpful and easy to access

5
Helpful and easy to access when needed the most. Reviewed on: 27th May 2024
Lauren m's avatar
Lauren m

Perfect ,best one enjoyed easy to pay

5
Perfect ,best one enjoyed easy to pay Reviewed on: 27th May 2024
Waldemar M's avatar
Waldemar M

Love PayPal, makes life easier.

5
Love PayPal, makes life easier. Digital is the way forward Reviewed on: 27th May 2024
Hayley's avatar
Hayley

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