Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,958 reviews, last reviewed 20th Apr 2026
2504300% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feel safe to shop online with PayPal, pay in 3 a goo... Feel safe to shop online with PayPal, pay in 3 a good option too. No interest to pay if you pay your balance each month. Reviewed on: 20th April 2026
Vicky M's avatar
Vicky M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77958)

good experience easy to use good app

5
good experience easy to use good app Reviewed on: 28th May 2024
Daniel's avatar
Daniel

A must have

5
It allows everyone to enjoy any product at O.O % APR. What's not to love about it!! The ease of the app is spot on, and has gentle reminder to help you keep track of your expenditure. Reviewed on: 28th May 2024
Shaun L's avatar
Shaun L

Great way to get around unexpected expenses

5
Great way to get around unexpected expenses Reviewed on: 28th May 2024
Teodor M's avatar
Teodor M

It is amazing and very helpful when you need money o...

5
It is amazing and very helpful when you need money or paying for stuff Reviewed on: 28th May 2024
Dean 's avatar
Dean

PayPal credit is good for paying in 4 monthly instal...

4
PayPal credit is good for paying in 4 monthly installments but the 10 month installment should be offered more Reviewed on: 28th May 2024
Paulie's avatar
Paulie

Smooth transactions without delay

5
Smooth transactions without delay Reviewed on: 28th May 2024
Mohamed's avatar
Mohamed

So convenient to use when shopping on different webs...

5
So convenient to use when shopping on different website. Reviewed on: 28th May 2024
Marie B's avatar
Marie B

customer service are the best

5
fantastic feature from paypal, customer service could not be more helpful and i use my curve card to help spread purchases which is a fantastic combo Reviewed on: 28th May 2024
Kenzie's avatar
Kenzie

PayPal Credit NO NEED Credit Score

5
PayPal Credit give me an option to pay more time than using other credit cards offer. More convenient to use and easy payment. Literally PayPal Credit is a way better to use specially if you're Credit Score is giving you hustle to disapprove applying for another Credit cards. High Recommended to use if you're using PayPal. Reviewed on: 28th May 2024
Arlene S's avatar
Arlene S

Very handy way of paying and always so easy

5
Very handy way of paying and always so easy Reviewed on: 28th May 2024
Naveed a's avatar
Naveed a

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill