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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173836)

Amazing service all ways have been

Amazing service all ways have been Reviewed on: 14th May 2026

Mostly all 10/10

Being able to spread costs of bigger purchases, whether by Pay in 3 or on PayPal credit, makes life so much easier. Check out experiences feel safer when I can log into PayPal instead of entering card details. We also use pools to save towards events, holidays, home improvements. The only thing I would change is how PayPal credit displays transactions, there are delays between making a payment and it showing it's made and a lag between it clearing as a payment and reducing the balance. Even credit cards have quicker display changes and one I use in particular updates the balance within 15 minutes. Makes budgeting much easier. Reviewed on: 14th May 2026

User friendly amazing

Easy user friendly amazing tension free Reviewed on: 13th May 2026

Paypal is generally quite good service to use.

Paypal is generally quite good service to use. Reviewed on: 13th May 2026

Always helped me purchase my items

Always helped me purchase my items Reviewed on: 13th May 2026

Pay pal have always been great with customer service...

Pay pal have always been great with customer service and dealing with any issues! Reviewed on: 13th May 2026

Excellent and easy to use and safe.

Excellent and easy to use and safe. Reviewed on: 13th May 2026

Very nice support easy payment plan

Very nice support easy payment plan Reviewed on: 13th May 2026

Great flexibility with spreading the cost.

Great flexibility with spreading the cost. Reviewed on: 13th May 2026

My experience with paypal has always been very good.

My experience with paypal has always been very good. The staff are all professional and courteous. I give them full marks. A1 Reviewed on: 13th May 2026

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