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PayPal: PayPal Credit reviews

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4.90
Based on 78,055 reviews, last reviewed 20th Apr 2026
2513200% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has helped me in many ways. PayPal has helped me in many ways, from making secure payments and resolving issues with a payment that was not received, also the option of having a ... Read more Reviewed on: 20th April 2026
Mr M's avatar
Mr M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78055)

paypal review

4
Good experience overall. Easy to use, however have had some issues with trying to breakdown where each cost is coming from. Apart from that, good . Reviewed on: 28th May 2024
Meg's avatar
Meg

I love using this service.

5
I love using this service. Gives me time to pay what I owe without interest it's my go to way to pay! Reviewed on: 28th May 2024
Leila Speirs's avatar
Leila Speirs

Fast payments, easy application for credit

5
Fast payments, easy application for credit Reviewed on: 28th May 2024
Joseph B's avatar
Joseph B

It provides a really easy form of credit.

5
It provides a really easy form of credit. Reviewed on: 28th May 2024
E A's avatar
E A

Great service provider.

5
PayPal credit gives you breathing space to spread the cost on goods. It's also got fantastic rates as well. Very helpful service. Reviewed on: 28th May 2024
Karen's avatar
Karen

Paypal credit review

5
I have used PayPal credit for many years and found them very attractive as far as rates, payment terms and availability. The zero percent for 4 months is very useful and they send reminders. Reviewed on: 28th May 2024
Simon J's avatar
Simon J

Easy and seamless.

5
Paypal makes transactions easy and seamless. Reviewed on: 28th May 2024
Karina 's avatar
Karina

Always easy to use, reliable and secure.

5
Always easy to use, reliable and secure. I use PayPal for almost all of my purchases. I can view my spending and payments at a glance. Customer service are quick, friendly and informative. Reviewed on: 28th May 2024
Lindsey L's avatar
Lindsey L

It's helped me afford many different products which...

5
It's helped me afford many different products which has recently been challenging due to the cost of living. I also always feel more secure using PayPal. Fantastic product that I can't speak highly enough off. Reviewed on: 28th May 2024
Mark f's avatar
Mark f

Hassle free

5
Application process hassle free. Easy to understand and manage repayments Reviewed on: 28th May 2024
Nike I's avatar
Nike I

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