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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78187 reviews)

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4.90

Based on 78,187 reviews, last reviewed 20th Apr 2026

2525700% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I have had a very good experience I have had a very good experience in all my dealings with PayPal Reviewed on: 20th April 2026

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78187)

Love PayPal they are great and always very helpful o...

Love PayPal they are great and always very helpful on the phone too Reviewed on: 28th May 2024

Love the spread the pay option and also interest fre...

Love the spread the pay option and also interest free for three months! Also protecting your spending Reviewed on: 28th May 2024

Always had a great experience with PayPal

Always had a great experience with PayPal, easy to use and good customer support. Helped me out during covid with pausing payments and help me understand any transactions I'm unsure of. Reviewed on: 28th May 2024

PayPal is trustworthy

PayPal is trustworthy and easy to work and simple to understand Reviewed on: 28th May 2024

Easy to understand and good rates.

Easy to understand and good rates.Handy special offers when things like your car battery needs replaced and PayPal gives 4 months interest free credit at Euro car parts . Reviewed on: 28th May 2024

Till have been very good i love it

Till have been very good i love it Reviewed on: 28th May 2024

Easy & transparent

I've found PayPal credit easy to use. Everything is transparent so there's no nasty surprises Reviewed on: 28th May 2024

Happy days

Never had any problems,excellent service Reviewed on: 28th May 2024

Easy to use.

PayPal credit is easy to use and makes it clear when payments are due, it’s also good they offer 0% interest of first 3 month! Reviewed on: 28th May 2024

Great service

I have had no problems with paypal, it great. Reviewed on: 28th May 2024

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