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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,083 reviews, last reviewed 20th Apr 2026
2516000% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easily to use service, never had any problems Easily to use service, never had any problems Reviewed on: 20th April 2026
Jessica s's avatar
Jessica s

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78083)

I have really good experience using PayPal credit so...

5
I have really good experience using PayPal credit so easy to use and it helps me a lot as a busy mum. Reviewed on: 28th May 2024
Maricel's avatar
Maricel

Very easy and simple to manage

5
Very easy and simple to manage your payments and credit limit, good promotional intrest free periods Reviewed on: 28th May 2024
George W's avatar
George W

Very easy to manage and helpful , clear about what y...

1
Very easy to manage and helpful , clear about what you need to know Reviewed on: 28th May 2024
Rob j's avatar
Rob j

Great service

5
Helpful and simple to use, reliable and flexible for all my needs Reviewed on: 28th May 2024
Hal's avatar
Hal

They gave me 2500 in credit and its been a really wo...

5
They gave me 2500 in credit and its been a really wonderful easy experience Reviewed on: 28th May 2024
G P's avatar
G P

Quick and easy payments, no fuss.

5
Quick and easy payments, no fuss. Great service Reviewed on: 28th May 2024
Stacey 's avatar
Stacey

11 out of 10

5
Paypal credit was a good experience for me for sure, helped me a lot with my shopping when i struggled with lack of money on my account. Now paying monthly only 30 pounds and i don't need to worry about anything because i set up direct debit very easy. Highly recommended! Reviewed on: 28th May 2024
Patryk's avatar
Patryk

PayPal credit: extremely convenient!

5
PayPal credit offers an extremely convenient way of making purchases, for larger purchases it offers an interest free option which is great, Reviewed on: 28th May 2024
SmCR's avatar
SmCR

PP CREDIT

5
Using PayPal is a very straight forward organised way of spending money. The monthly repayments are easy to pay online, quickly taking the cash from your bank with no fuss. I would recommend PayPal credit to anybody who is wanting a little extra to spend on products before payday, a great service. I have been with PayPal now for a number of years and will continue to use it for the foreseeable future. Reviewed on: 28th May 2024
Ol Price's avatar
Ol Price

Why pay now when you can pay in 4 months time!

5
Always easy to use and great to have when it's an option. I'll always pick PayPal credit when available Reviewed on: 28th May 2024
MarkM's avatar
MarkM

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