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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77968 reviews)

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4.90

Based on 77,968 reviews, last reviewed 20th Apr 2026

2505200% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The best choice I made is to create a PayPal account. The best choice I made is to create a PayPal account. It came out so handy having it available when most of the shopping i make is online. Friendly to... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77968)

excellent service, quick payments, ease of use

excellent service, quick payments, ease of use Reviewed on: 28th May 2024

Easy to use and secure.

Easy to use and secure. Good interest free options Reviewed on: 28th May 2024

All good customer service Exellent and app really ea...

All good customer service Exellent and app really easy to use Reviewed on: 28th May 2024

Great easy hassle free service.

Great easy hassle free service. Great customer service. Reviewed on: 28th May 2024

I love the transparency, their customer service are...

I love the transparency, their customer service are always very helpful and I am happy that I can make purchase without having to worry about paying immediately . Interest rate is very transparent as well Reviewed on: 28th May 2024

Easy access, 3 monthly 0% is added bonus, app is qui...

Easy access, 3 monthly 0% is added bonus, app is quick and easy to use Reviewed on: 28th May 2024

Good customer service and banking

Good customer service and banking Reviewed on: 28th May 2024

PayPal is convenient and easy for transferring money...

PayPal is convenient and easy for transferring money to friends and family or for buying goods online. Reviewed on: 28th May 2024

PayPal is easy to use and I feel secure when purchas...

PayPal is easy to use and I feel secure when purchasing online with companies. I often choose PayPal credit as its great to spread the cost with no hassle and interest Reviewed on: 28th May 2024

Really helpful customer service.

Really helpful customer service. Reviewed on: 28th May 2024

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