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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174252)

Paypal is a very secure and easy way to pay.

Paypal is a very secure and easy way to pay. You don't have to worry about your card details being stolen, as has happened to me many times in the past when I just used my debit or credit card to shop online. The Pay in 3 option is very useful for spreading the cost of big purchases. Reviewed on: 14th May 2026

A totally one stop site for everything you need to k...

A totally one stop site for everything you need to keep shopping any days of the week. And Ebay usable Reviewed on: 14th May 2026

Always available for support.

Always ready to give support and peace of mind. Your support is extremely friendly, patient and very informative when giving advice. Reviewed on: 14th May 2026

I appreciate the 0% APR for 4 months for purchase ov...

I appreciate the 0% APR for 4 months for purchase over 90£ promotion. Reviewed on: 14th May 2026

PayPal credit is a very convenient way of paying for...

PayPal credit is a very convenient way of paying for certain products as they give you a decent time to pay it off Reviewed on: 14th May 2026

Amazing & very helpful.

Amazing & very helpful.. easy to use Reviewed on: 14th May 2026

Never have any issues and their customer service is...

Never have any issues and their customer service is always quick and easy. The app is always up to date and I’m glad to have an app that keeps all my payment information in once place securely. Reviewed on: 14th May 2026

Processes so easy to use.

Processes so easy to use.instant withdrawals with no hassle. Use this site a lot……love it!,, Reviewed on: 14th May 2026

Easy to use, backed by a physical card

Easy to use, backed by a physical card Reviewed on: 14th May 2026

Safety and security.

Safety and security. Peace of mind widely adopted by business Reviewed on: 14th May 2026

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