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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,934 reviews, last reviewed 20th Apr 2026
2501900% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision and easy to apply for Quick decision and easy to apply for Reviewed on: 20th April 2026
Mark H's avatar
Mark H

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77934)

Superb...No problems at all

5
I've never had any problems whatsoever with PayPal,on the contrary they've been very helpful when I've had any issues. Using it is quick and easy and has helped me to renovate and decorate my home,I've been able to purchase those little things that make a house a home, Also I've been able to provide extras for my pets,2 dogs and 4 budgies! Reviewed on: 28th May 2024
Lynn H's avatar
Lynn H

Brilliant 0% finance offers and super helpful when I...

5
Brilliant 0% finance offers and super helpful when I had a dispute Reviewed on: 28th May 2024
Amelia P's avatar
Amelia P

Always use PayPal, never an issue

5
Always use PayPal, never an issue Reviewed on: 28th May 2024
Jason W's avatar
Jason W

Seamless integration with third party and no hassle pay

5
Seamless integration with third party and no hassle pay Reviewed on: 28th May 2024
Umesh Thakur's avatar
Umesh Thakur

Great company.

5
I've never had a problem, when contacting customer service they always get back to me fast. Reviewed on: 28th May 2024
Hayley f's avatar
Hayley f

Very good nice ai hope ai more aff You

5
Very good nice ai hope ai more aff You Reviewed on: 28th May 2024
Ionut C's avatar
Ionut C

Paypal easy to use

5
Easy to use app, great platform and straight forward to pay for items Reviewed on: 28th May 2024
LeAnn Arrowsmith's avatar
LeAnn Arrowsmith

PayPal credit is very helpful but need improvements

5
PayPal credit is helpful with my finances allowing purchases above £99.00 to be spread and paid back in up to four installments without interest. However, despite effective in disputes, PayPal customer services is not great for assisting increase of credit limits requests. Reviewed on: 28th May 2024
Evilasio 's avatar
Evilasio

When ever I have had a problem with a payment,all ad...

5
When ever I have had a problem with a payment,all advisors have been friendly and always helpful. Reviewed on: 28th May 2024
Gema B's avatar
Gema B

Never had an issue love it

5
Never had an issue . Convenient way to pay. Great interest and ways of paying off customer service helpful Reviewed on: 28th May 2024
Mark w's avatar
Mark w

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