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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77918 reviews)

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4.90

Based on 77,918 reviews, last reviewed 20th Apr 2026

2500400% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So easy to use. So easy to use. Have used it for years Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77918)

Paypal easy to use

Easy to use app, great platform and straight forward to pay for items Reviewed on: 28th May 2024

PayPal credit is very helpful but need improvements

PayPal credit is helpful with my finances allowing purchases above £99.00 to be spread and paid back in up to four installments without interest. However, despite effective in disputes, PayPal customer services is not great for assisting increase of credit limits requests. Reviewed on: 28th May 2024

When ever I have had a problem with a payment,all ad...

When ever I have had a problem with a payment,all advisors have been friendly and always helpful. Reviewed on: 28th May 2024

Never had an issue love it

Never had an issue . Convenient way to pay. Great interest and ways of paying off customer service helpful Reviewed on: 28th May 2024

I wanted increase in my PayPal credit balance and th...

I wanted increase in my PayPal credit balance and the customer services offered me that. Reviewed on: 28th May 2024

I like PayPal, only one thing, transaction could be...

I like PayPal, only one thing, transaction could be more quicker Reviewed on: 28th May 2024

A great overall performer

Easy to use, different options, user friendly navigation and easy to reach support. Reviewed on: 28th May 2024

Always a good experience, simple to use.

Always a good experience, simple to use. Never had any issues and makes some purchases easier to manage with the added security that PayPal offers. Reviewed on: 28th May 2024

Good experience good service..good service

Good experience good service .very helpful customer service Reviewed on: 28th May 2024

Brilliant

Excellent service purchasing any thing makes very easy and safe thank you Reviewed on: 28th May 2024

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