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PayPal: PayPal Credit reviews

4.73
Based on 140,862 reviews, last reviewed 17th Jun 2026
4140100% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

1st class on every thing always coming up with alter... 1st class on every thing always coming up with alternative arrangements Reviewed on: 17th June 2026
Martyn T's avatar
Martyn T

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140862)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve had no issues so far.

5
I’ve had no issues so far. I’ve not needed to contact them so cannot judge the customer service but actually using the service and been easy and very helpful to me Reviewed on: 10th June 2026

Excellent Customer Service

5
I have been using PayPal for several years and have always found it to be a reliable and secure payment platform. One of the things I appreciate most is their excellent customer support and buyer protection service. Recently, I had an issue with a refund, and PayPal handled the case efficiently and fairly. They reviewed the situation, kept me informed throughout the process, and helped resolve the matter successfully. Their dispute resolution system gave me confidence that my transaction was protected. The platform is easy to use, payments are processed quickly, and I feel secure when making purchases online. Overall, my experience with PayPal has been very positive, and I would happily recommend it to others looking for a trusted online payment service. Reviewed on: 10th June 2026

Excellent resource for providing smooth online trans...

5
Excellent resource for providing smooth online transactions, and opportunities to stretch your purchases over time too. Reviewed on: 10th June 2026

All good so far thank you, never had any problems...

5
All good so far thank you, never had any problems Reviewed on: 10th June 2026

Love paypal, easy to use, great for saving or using...

5
Love paypal, easy to use, great for saving or using pay in 3 Reviewed on: 10th June 2026

Easy to use and reliable credit option

4
I’ve used PayPal Credit for several purchases and found it straightforward to manage. The application process was quick, payments are easy to track through my account, and the promotional offers can be helpful when making larger purchases. Overall, I’ve had a positive experience and would consider using it again. Reviewed on: 10th June 2026

Pay pal experience

4
Very good I am hopeless with technology Reviewed on: 10th June 2026

Credit card option for convenience

5
I have been using PayPal credit and credit card which allows you to pay for your day to day shopping and return over time without any worry, so I am extremely happy with a service. Reviewed on: 10th June 2026

Bought a television using pay pal credit

5
Applied for pay pal credit to buy a television and got a great deal. Reviewed on: 10th June 2026

Easy to use.

4
Its helpful but also dangerous... easy to use, apply for etc. Reviewed on: 10th June 2026