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PayPal: PayPal Credit reviews

4.91
Based on 91,288 reviews, last reviewed 1st May 2026
1869050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to keep track PayPal credit is straightforward, clear and easy to use. Easy to keep track of money and to set up payments. I found it hard to manage my spending in ... Read more Reviewed on: 1st May 2026
Laura's avatar
Laura

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91288)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good for 0% offers ive used alot over the years!

5
Very good for 0% offers ive used alot over the years! Reviewed on: 24th April 2026

I love paypal, it is very easy to use

5
I love paypal, it is very easy to use Reviewed on: 24th April 2026

Flexible Payments That Make Budgeting Easier

5
I’ve had a great experience using PayPal Credit. It’s easy to set up, easy to use, and perfect for spreading the cost of bigger purchases. I like that everything is managed through my PayPal account, so I can see all my transactions in one place. It’s been a really helpful tool for managing my finances. Reviewed on: 24th April 2026

Very easy tp use I feel safe making purchases and pa...

5
Very easy tp use I feel safe making purchases and paying through PayPal Reviewed on: 24th April 2026

The only time I ever asked them to step in and they...

1
The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026

Very easy to make payments and purchases

5
Very easy to make payments and purchases Reviewed on: 24th April 2026

Staff are very helpful & sort refunds for you effici...

5
Staff are very helpful & sort refunds for you efficiently after purchasing from rogue traders. Reviewed on: 24th April 2026

Been with PayPal for years and I enjoy the services,...

5
Been with PayPal for years and I enjoy the services, it makes life very much easier for me to afford my needs Reviewed on: 24th April 2026

The experience has been simple and great, very under...

5
The experience has been simple and great, very understanding and easy to use, great way to help out with getting what you want and options available for everywhere to use. Reviewed on: 24th April 2026

Simplicity and ease

5
Great and easy to use, know exactly where I am with payments and bills , app is very easy to use Reviewed on: 24th April 2026