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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,188 reviews, last reviewed 22nd Apr 2026
2896200% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is brilliant peace of mind Paypal is brilliant peace of mind Reviewed on: 22nd April 2026
Naveed a's avatar
Naveed a

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82188)

Really convenient

5
Really convenient option for shopping larger purchases or helping at month end. Reviewed on: 2nd June 2024
Laura D's avatar
Laura D

I am delighted to use PayPal credit as it has helped...

5
I am delighted to use PayPal credit as it has helped me immensely, especially in the current financial climate. Reviewed on: 2nd June 2024
Hayley P's avatar
Hayley P

Always available to use on line safely

5
Always available to use on line safely Reviewed on: 2nd June 2024
Marion M's avatar
Marion M

Easy to use, flexible and accessible

4
Easy to use, flexible and accessible Reviewed on: 2nd June 2024
Mau O's avatar
Mau O

Easy and fast payment, I can return the money withi...

5
Easy and fast payment, I can return the money within 4 months without paying interest and this is the most important thing to me. I recommend it to anyone who likes shopping Reviewed on: 2nd June 2024
Marek Szewczyk's avatar
Marek Szewczyk

Very reliable and trustworthy.

5
Very reliable and trustworthy. Very quick to send and receive payments. I find the whole process easy and I don’t have to worry about fraud. More and more retailers are accepting PayPal and the payment in instalments is helpful at times too Reviewed on: 2nd June 2024
Closing machine 's avatar
Closing machine

Easy to use and very convenient for anything

4
Easy to use and very convenient for anything Reviewed on: 2nd June 2024
Rizvan I's avatar
Rizvan I

Great way to pay, particularly like the 4 months int...

5
Great way to pay, particularly like the 4 months interest free Reviewed on: 2nd June 2024
Hannah F's avatar
Hannah F

Easy and convenient to use.

5
Easy and convenient to use. Feels safe and secure with additional measure to ensure safe online payments Reviewed on: 2nd June 2024
Honey P's avatar
Honey P

PayPal Credit is easy to use service.

5
PayPal Credit is easy to use and helpful service. Customer service is generally good. The experience could be improved by lower APR. Reviewed on: 2nd June 2024
Pikksee's avatar
Pikksee

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