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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157353 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (157353)

Been using PayPal for a long time now and it's been...

Been using PayPal for a long time now and it's been brilliant all the way. Always there when needed for any help, transactions etc. Reviewed on: 29th April 2026

No brainer!!!!!!!

No interest for 4 months……. Fantastic as you can spread your payments, especially as the cost of living has gone through the roof. As I am single and paying rent and not claiming benefits it’s a huge help. Reviewed on: 29th April 2026

Had a amazing experience with PayPal never let me do...

Had a amazing experience with PayPal never let me down credit is really useful and helpful when i need abit more funds for unexpected conditions great work team keep up the good work :) Reviewed on: 29th April 2026

its a fantastic and affordable credit system

its a fantastic and affordable credit system Reviewed on: 29th April 2026

Very easy to use for purchasing goods

Very easy to use for purchasing goods Reviewed on: 29th April 2026

PayPal - powerful, practical, prompt payment processing

I have only ever had a good experience with Pay Pal. The benefits of using this are my transactions are protected. I had issues previously with goods not being received/lost in transit and the customer service team were excellent at helping me get my refund. I also like the Pay in 3 feature as it has enabled me to buy several household items over time rather than a large payment up front. Very useful when you have a limited amount of money left after payday. Reviewed on: 29th April 2026

excellent service and user friendly.

excellent service and user friendly. Reviewed on: 29th April 2026

So easy to use on my phone and integrates with every...

So easy to use on my phone and integrates with everything Reviewed on: 29th April 2026

Quick simple safe.

Have always used PayPal, i love the fact i dont have to spend ages typing my details into online shops, and also the protection i have when paying with PayPal. Reviewed on: 29th April 2026

Always here to help when needed.

Always here to help when needed. Any problems I had I got in touch with them & they helped straight away. Reviewed on: 29th April 2026

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