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PayPal: PayPal Credit reviews

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4.90
Based on 82,049 reviews, last reviewed 22nd Apr 2026
2883600% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love paypal. I love paypal. If you don't want yo pay straight away you csn do it via pay pal credit. Love how easy it is to send money fantastic experience. Even.c... Read more Reviewed on: 22nd April 2026
Miss R's avatar
Miss R

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82049)

I find it very convenient and easy to use.

4
I find it very convenient and easy to use. We'll supported in many places. Interest rates could be better. Reviewed on: 2nd June 2024
Dan H's avatar
Dan H

Iv been able to afford larger items with the help of...

5
Iv been able to afford larger items with the help of PayPal credit .. Reviewed on: 2nd June 2024
Lou c's avatar
Lou c

Easy to use.

5
Easy to use. Can pay for items using PayPal credit at lots of online stores Reviewed on: 2nd June 2024
Dani m's avatar
Dani m

Everything is simple to use and customer servic...

5
Everything is very simple to use and customer service very good Reviewed on: 2nd June 2024
Rona Hanley's avatar
Rona Hanley

Love the reassurance of paying with PayPal

5
Love the reassurance of paying with PayPal Reviewed on: 2nd June 2024
Anna B's avatar
Anna B

A very highly Recommended App Of PayPal!

5
A very highly Recommended App Of PayPal!! Reviewed on: 2nd June 2024
Elena A's avatar
Elena A

Useful, easy to use and always accessible.

5
Useful, easy to use and always accessible. Easier than most banks and does what it says. Reviewed on: 2nd June 2024
Chris G's avatar
Chris G

PayPal has been a lifesaver to me and my family ever...

5
PayPal has been a lifesaver to me and my family ever since I have been using it. It has enabled me to spoil my children and grandchildren(and myself) at Christmas and birthdays, especially when times are very tight money wise. Reviewed on: 2nd June 2024
Kyp's avatar
Kyp

Great to have no interest for extended periods

5
Great to have no interest for extended periods Reviewed on: 2nd June 2024
Robert H's avatar
Robert H

PayPal credit is simple and straightforward

5
PayPal credit was so easy to apply for with just a few clicks of a button. It allows me to use credit on big purchases online, and checking out is always super straightforward. Having the PayPal app on my phone allows me to always have access to my account and to check my credit limit, as well as pay off my credit with a direct debit, or extra payments when I can. Reviewed on: 2nd June 2024
Kirsty R's avatar
Kirsty R

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