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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157689 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (157695)

Trustworthy and easy to use, very useful

Trustworthy and easy to use, very useful Reviewed on: 30th April 2026

Protecting and feel Safe using PayPal

Makes feel safe and if problem it doesn’t take to long to sort feel my money protected would definitely recommend Reviewed on: 30th April 2026

Reliable and easy to use.

Reliable and easy to use. I like the safety blanket of using paypal to pay on multiple platforms. Reviewed on: 30th April 2026

Helpful and easy to use

PayPal Credit has been really helpful for managing my payments. It’s simple to use, convenient, and gives me flexibility when I need it. Overall, a positive experience. Reviewed on: 30th April 2026

The dispute resolution process is the best.

The dispute resolution process is the best. PayPal actually help you get your money back when a transaction goes wrong. Highly recommend for safe online shopping. Reviewed on: 30th April 2026

Since I joined with Paypal,I had a great experience...

Since I joined with Paypal,I had a great experience with them as they are very helpful in terms of purchasing goods I needed. Reviewed on: 30th April 2026

Paypal credit is a life saver for me.

Paypal credit is a life saver for me. So easy to use at online checkouts and completely safe too as you dont give retailers your payment details. I love the 4 month 0% interest option when spending over £100 on a single transaction. I use it all the time for thd security and eases financial pressure by not paying upfront and being able to pay bit by bit. Reviewed on: 30th April 2026

With my account i had no problems, but one time i so...

With my account i had no problems, but one time i sorting one nad situation from my friends account and customer service was very helpful and sorterd asap one phone Reviewed on: 30th April 2026

Extremely easy to use , kept up to date with balance...

Extremely easy to use , kept up to date with balances , also given plenty of notice with up coming payments and being paid , transaction happen in seconds , very safe and secure , excellent customer care Reviewed on: 30th April 2026

Positive PayPal review

I’ve been using PayPal Credit for a while now, and honestly, it’s been a really convenient and reliable option. The application process was quick and straightforward, and I got a decision almost instantly. What I like most is the flexibility—it’s great to be able to spread the cost of larger purchases without having to use a traditional credit card. The interest-free offers (when available) are especially helpful and have saved me money when used responsibly. The integration with PayPal is seamless, making checkout fast and easy across many online stores. I also appreciate how clearly everything is displayed in the account—payments, balances, and due dates are all easy to track. Customer service has been responsive whenever I’ve needed help, and overall, it just gives me peace of mind when managing bigger expenses. I would definitely recommend PayPal Credit to anyone looking for a flexible and user-friendly way to manage their online purchases. Reviewed on: 30th April 2026

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