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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (158683 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (158686)

Safe and secure transaction.

Safe and secure transaction. Credit card helps to buy the dreams Reviewed on: 30th April 2026

Its there when I need it.

Its there when I need it. Very professional Reviewed on: 30th April 2026

i can use whenever i need

i can use whenever i need more time to pay or spread out the payment and you have peace of mind because you will be protected from fraud Reviewed on: 30th April 2026

The Best way to pay

I use PayPal for most things as the customer service is the best and they are great at sorting out any issues Reviewed on: 30th April 2026

Easy to use when paying for my purchases and able to...

Easy to use when paying for my purchases and able to pay in 3 for my more expensive items. Made easy to access and check on what I am paying for. Quick refund when purchases are lost or returned. Would recommend as excellent. Reviewed on: 30th April 2026

Easy and very quick to use.

Easy and very quick to use. App easy to understand Reviewed on: 30th April 2026

Paypal is one of my most used checkout options that...

Paypal is one of my most used checkout options that i use, it is fast safe and secure so i never have to worry about having to re enter my card details over and over again when purchashing online. The credit option lets me enjoy myself without limiting myself too much, with 6 months of zero interest so i have plenty of time to pay back. It has helped me so much over the time i have used it.I really recommend it! Reviewed on: 30th April 2026

Always easy to manage, 4 months free interest is great

Use PayPal credit quite a lot, getting 4 months interest free is very good and I take up this offer for a lot of my purchases. That and pay in 3. Always been easy to manage. Reviewed on: 30th April 2026

Excellent Service .

Always have excellent experiences with PayPal. Good customer service and easy to use service Reviewed on: 30th April 2026

Convenient and easy to use and the app is very clear!

Convenient and easy to use and the app is very clear! Reviewed on: 30th April 2026

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