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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (163859 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (163864)

Good to use.

Good to use. I recommend it to everyone as well. Try use and see for yourself. Reviewed on: 5th May 2026

I just love the ability to pay installments without...

I just love the ability to pay installments without interest as sometimes I just don't want to spend full amount so spreading the cost over few months or longer is amazing and I always use PayPal for it Reviewed on: 5th May 2026

Easy to access.

Easy to access. Great payment method. No hidden cost. Reviewed on: 5th May 2026

Excellent service

I use PayPal for everything, it is protected and an excellent service. Would not use any other service Reviewed on: 5th May 2026

Fair and square, quick and safe

I would recommend PayPal for safe purchases, and credit also. Once I was trying to buy a set of watercolour markers that was advertised on Facebook from a specific brand by a Chinese company. Upon arrival I had to see that the product I received was brandless, nameless and mostoy useless. After I haven't manage to negotiate with the company about returns and refunds as it was false advertising, PayPal did help to nudge them to justice and I got my money back. PayPal credit did help me out with bigger purchases before and I continue to trust is in the future as well. There's always ample time to pay and using the feature responsibly can help great lengths when finances are a bit tight, but you need to oay for something. Reviewed on: 5th May 2026

safe and efficient if any issues.

Secure safe and efficient if any issues. Confidence to deal through paypal Reviewed on: 5th May 2026

The always on offer of 0% interest for 4 months on p...

The always on offer of 0% interest for 4 months on purchases £99 or more is fantastic. The flexibility on this is amazing. Reviewed on: 5th May 2026

Used to spread coat of various purchases

Used to spread coat of various purchases Reviewed on: 5th May 2026

My go to finance

Paypal is my go to finance love the pay in 3 feature and pay over 4 months for items i can afford right out Reviewed on: 5th May 2026

Superb! Always helpful

Very easy to use, covers a wide range of companies especially worldwide with the easiest ways to pay. Notifications are constant and persistent to keep you aware and on track. Cannot fault paypal Reviewed on: 5th May 2026

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