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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164734 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164757)

Easy to use service on the go.

Easy to use service on the go. Can repay monthly or when you want. Just so simple. Reviewed on: 5th May 2026

Fantastic service

Been using PayPal for a very long time and it’s great fast reliable and efficient service Reviewed on: 5th May 2026

Very helpful and efficient service

Very helpful and efficient service Reviewed on: 5th May 2026

Simple and easy

Self explanatory setup process, very straightforward and easy to understand. Reviewed on: 5th May 2026

Very straight forward

Very straight forward, no issues from start to finish, would definitely recommend to family and friends Reviewed on: 5th May 2026

It was alright.

It was alright. The application process was not too bad. Reviewed on: 5th May 2026

I use Paypal frequently and love how quick, efficien...

I use Paypal frequently and love how quick, efficient and reliable it feels. There are also lots of different services and options available and I’ve also used Paypal credit which has been really useful and easy to manage. Reviewed on: 5th May 2026

I find it really safe and easy to use.

I find it really safe and easy to use. The app is very smooth and easy to understand. Reviewed on: 5th May 2026

When in need.

When I needed it, it was there, no fuss, immediate. Reviewed on: 5th May 2026

Very easy to use and offers good plans with minimal...

Very easy to use and offers good plans with minimal interest Reviewed on: 5th May 2026

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