Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 81,489 reviews, last reviewed 22nd Apr 2026
2831800% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am a loyal customer from Paypal. I am a loyal customer from Paypal. More than 20 years using it and very happy. Only difficult to contact persons directly but in general all it is goi... Read more Reviewed on: 22nd April 2026
Alexander C's avatar
Alexander C

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
Restless's avatar
Restless
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (81489)

Very easy to use recomend to anyone

5
Very easy to apply for easy to use and flexible Reviewed on: 1st June 2024
Wayne e's avatar
Wayne e

Never get any issues with this app, systems works go...

5
Never get any issues with this app, systems works good also. Like it Reviewed on: 1st June 2024
Vilius's avatar
Vilius

Very good when talking to customer service

5
Very good when talking to customer service Reviewed on: 1st June 2024
Zakariya's avatar
Zakariya

Love it easy to use.

5
Love it easy to use. Easy to pay it and good when I don't have my card Reviewed on: 1st June 2024
Shameka 's avatar
Shameka

Easy way to pay for my needs.

5
Easy way to pay for my needs. Fast and secure way to pay. Reviewed on: 1st June 2024
Criss T's avatar
Criss T

Great promotional offer, 4 months interest free.

5
Great promotional offer, 4 months interest free. Reviewed on: 1st June 2024
JWill's avatar
JWill

Excellent service reliable organisation

5
Excellent service reliable organisation Reviewed on: 1st June 2024
Mohamed M's avatar
Mohamed M

Very good service, good for interest free credit

5
Very good service, good for interest free credit Reviewed on: 1st June 2024
Neil's avatar
Neil

Fast, Easy and safe transactions.

5
Easy transactions...Good exchange rate for other currencies..Fast and safe money transfer..user friendly app and website..Perfect for either sending money to family and friends or businesses.. Reviewed on: 1st June 2024
David S's avatar
David S

Always a reliable experience.

5
Always a reliable experience and the terms are very clear. You can see how much is owed and what deal it is on so you're never left feeling confused. It's widely used across many different sites as well. Reviewed on: 1st June 2024
Jacob H's avatar
Jacob H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill