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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165417)

PayPal has always been my go to for payments on item...

PayPal has always been my go to for payments on items purchased online as I know if there is any discrepancies PayPal will sort it out efficiently and effectively. Great customer service Reviewed on: 6th May 2026

Always straight forward to use, very safe

Always straight forward to use, very safe Reviewed on: 6th May 2026

5 star service

Always great to deal with and everything is so clear and well laid out from term and conditions to the app Reviewed on: 6th May 2026

I’ve had no issues from day one!

I’ve had no issues from day one! Reviewed on: 6th May 2026

Efficient

Always a great service and any issues have been dealt with quickly and efficiently Reviewed on: 6th May 2026

Paypal money preference

I am using paypal credit for daily needs , competitive apr, free of charge purchase for certain period. Reviewed on: 6th May 2026

It is always handy to have for bigger purchases and...

It is always handy to have for bigger purchases and the monthly payments are manageable Reviewed on: 6th May 2026

I always received a constant and excellent service f...

I always received a constant and excellent service from PayPal when I have experienced problems they have been rectified to my satisfaction very quickly Reviewed on: 6th May 2026

Easy, straightforward and quick!

Easy, straightforward and quick! Nice to experience a stress and hassle free service. Reviewed on: 6th May 2026

Very easy to use app the money transfer fast

Very easy to use app the money transfer fast Reviewed on: 6th May 2026

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