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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (165944)

This is a great service.

5
This is a great service. Thanks to PayPal Credit, I can get things right away and pay for them later in small monthly installments Reviewed on: 6th May 2026

I have had no issues with PayPal so I can not compla...

4
I have had no issues with PayPal so I can not complain I use their services pretty regularly and I have nothing negative to report. Reviewed on: 6th May 2026

A very professional knowledgeable company with a fr...

5
A very professional knowledgeable company with a friendly approachable customer service team. Always a live person to speak with if needed. I always use PayPal as my main source of funding purchases I have used other sources with disappointing outcomes. PayPal are responsive deal with any matter quickly gives confidence to the customer and I trust this way of paying for purchases more than any other. Reviewed on: 6th May 2026

Great way to pay

5
Using PayPal is so simple plus they offer various ways to pay, PayPal is my preferred way to pay as it is the safest option Reviewed on: 6th May 2026

Paypal is always there for me if I need to...

5
Paypal is always there for me if I need to use it Reviewed on: 6th May 2026

its always been simple and easy to use

5
its always been simple and easy to use Reviewed on: 6th May 2026

Safe, Quick and Stress-Free Payments

5
PayPal has always made online shopping feel much safer and easier for me. I like how quick the payments are and the extra protection when something goes wrong with an order. The refund and dispute process is straightforward, and it gives me peace of mind when buying from sellers I don’t know. Definitely one of the most convenient payment methods I use regularly Reviewed on: 6th May 2026

PayPal interest free credit is unbeatable

4
PayPal credit have been phenomenal in helping me catch up with my expenses. The 0% interest free package is top notch. Reviewed on: 6th May 2026

It is a good option when you dont know the...

5
It is a good option when you dont know the seller Reviewed on: 6th May 2026

Benefits of using Paypal

5
Paypal allows for convenient payment - without having to go to bank cards and expiry dates - it offers safety in terms of fraud activity - I particularly like Paypal credit - where I often use 4 months interest free to buy mid priced items Reviewed on: 6th May 2026

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