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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 81,361 reviews, last reviewed 22nd Apr 2026
2819300% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love using PayPal it safe and convenient I’ve neve... I love using PayPal it safe and convenient I’ve never had problem with PayPal and when I had problem it’s always sorted and it’s very good Reviewed on: 22nd April 2026
F S's avatar
F S

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
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Restless
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81362)

Easy to use, to understand, excellent!

5
Easy to use, to understand, excellent! Reviewed on: 1st June 2024
Z's avatar
Z

Easy to use with affordable limits.

5
Easy to use with affordable limits. Doesnt get too much when you are trying to pay off debts. Reviewed on: 1st June 2024
Pgrey's avatar
Pgrey

I have nevevery good r had a complaint with PayPal

5
I have never had a complaint with PayPal Reviewed on: 1st June 2024
Graham Bowdidge's avatar
Graham Bowdidge

Efficient

5
Efficient, queries resolve quickly Reviewed on: 1st June 2024
YL 's avatar
YL

Human-centred customer support

5
I love that PayPal allows customers to call their customer support. Most of the time, I get my issues resolved without the need for escalation. Reviewed on: 1st June 2024
Mofoluke Ayoola's avatar
Mofoluke Ayoola

wouldn’t use anything else

5
Paypal is such an easy process when paying for items. Always my first choice for payment method for that reason. The money back guarantee let’s me shop worry free Reviewed on: 1st June 2024
Ellen h's avatar
Ellen h

Brilliant service everytime.

5
Brilliant service everytime. Couldn't ask for a better setup. I've been using PayPal credit for awhile now and I've never had any issues. Its great to know you can have such a great back up plan when buying items in a rush. Reviewed on: 1st June 2024
Terry S's avatar
Terry S

Very easy to use and very helpful when you are buyi...

5
Very easy to use and very helpful when you are buying expensive items you can pay interest free in instalments. Reviewed on: 1st June 2024
Lynda F's avatar
Lynda F

So safe quick & easy best invention ever

5
So safe quick & easy best invention ever Reviewed on: 1st June 2024
James M's avatar
James M

Used for years and find customer service to be very...

5
Used for years and find customer service to be very helpful. Always able to get money back if anything goes wrong. Reviewed on: 1st June 2024
Penny's avatar
Penny

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