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PayPal: PayPal Credit reviews

4.73
Based on 140,694 reviews, last reviewed 16th Jun 2026
4132450% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal and PayPal credit for many years. I have used PayPal and PayPal credit for many years. PayPal credit is a great way to help buy items, the charges are fair. Reviewed on: 16th June 2026
Laura Browne's avatar
Laura Browne

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140694)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've been with PayPal for twenty plus years now and...

5
I've been with PayPal for twenty plus years now and only had cause to have had an issue with one or two items being either not delivered or not been of the standard I would expect for my money, as I use PayPal for all my 9mline buying there payment protection scheme is ABSOLOUTLY second to none and affords all PayPal users security and a very valued and valuable service Reviewed on: 10th June 2026

My flatmate convinced me how easy was to pay with it.

5
My flatmate convinced me how easy was to pay with it. Reviewed on: 10th June 2026

All is very good.

5
All is very good. No issues,good app and easy to use Reviewed on: 10th June 2026

Always use paypal for extra safe perching

5
Always use paypal for extra safe perching Reviewed on: 10th June 2026

Simple, fast and reliable app for everyone.

5
Simple, fast and reliable app for everyone. Reviewed on: 10th June 2026

The flexibility has been key.

5
PayPal Credit has given me slot more freedom with my finances allowing me spending power when I have needed it most no matter my fixed One day a month income. The new found flexibility it has given me financially has been immeasurable. Reviewed on: 10th June 2026

Excellent service with great protection

5
Excellent service always there if money is abit tight. Great service when paying for items and fully protected if there's a problem with the item. An excellent and safe way to pay on an unsafe world Reviewed on: 10th June 2026

Was good and easy .

5
Was good and easy .i recommend it to everyone Reviewed on: 10th June 2026

Consistent good service.

5
Consistent good service. Always good to know that Reviewed on: 10th June 2026

Always good.

5
Always good. Easy to use and operate. Reviewed on: 10th June 2026