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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (98936 reviews)

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4.90

Based on 98,936 reviews, last reviewed 6th May 2026

2220900% increase in 5 star reviews

in the past 90 days

6250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The easiest to use credit option. PayPal credit has really been helpful to me over the last few years. I’ve used it to make larger purchases and it’s been a breeze to pay back. The app... Read more Reviewed on: 6th May 2026

Latest lowest rating:

1

I was not protected with a big purchase I made and c... I was not protected with a big purchase I made and customer service was not good with resolving as they offered. I have now paid my PayPal off and wil... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (98936)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Security and assurance

I always use this as it helps protect me from merchants. Reviewed on: 1st May 2026

First class

First class , 0% for 4 months is really good option Reviewed on: 1st May 2026

Very good.

Very good. Very handy and easy to use. Almost available on all online store i use. Reviewed on: 1st May 2026

Good experience

Very good app and friendly agents Reviewed on: 1st May 2026

4 months interest free offer is really good.

4 months interest free offer is really good. Reviewed on: 1st May 2026

More need easy experience for transfer money

More need easy experience for transfer money Reviewed on: 1st May 2026

I have been using PayPal for a long time.

I have been using PayPal for a long time. I love the website, which is clear and fast, very organised way of presenting useful information. Once I faced a problem with y transaction, then called the customer service to solve it. I found them very happy to help, precise and understandable. It felt so easy to solve the issue. I am 100% satisfied with PayPal and the only money portal I am using with a great confidence. Reviewed on: 1st May 2026

It was good no problem for the payment.

It was good no problem for the payment. It's good to have as a payment option. Sometimes the payment doesn't go through even after multiple try even for a smaller amount even when there is enough balance. This needs to be rectified as I was forced to use my other cards for payment Reviewed on: 1st May 2026

Not bad at all

i had a decent experience with paypal so far. i like using pay in 3 interest free Reviewed on: 1st May 2026

Fantastic, Secure, and easy to use

Fantastic, Secure, and easy to use Reviewed on: 1st May 2026

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