Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146526 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146526)

PayPal Credit - so easy to use.

One of the features of PayPal Credit is to spread the cost of larger amounts over 4 months interest free, this has proved so useful. Now having a physical PayPal credit card has enabled me to use PayPal for some suppliers who do not have The facility to pay on-line automatically. I have also found that PayPal the few occasions I have needed to contact PayPal because of issues with a purchase, this has been swiftly and efficiently sorted out. Reviewed on: 20th April 2026

Excellent funaminal very good service when needed.

Excellent funaminal very good service when needed. Employees are helpful Reviewed on: 20th April 2026

Feel safe to shop online with PayPal, pay in 3 a goo...

Feel safe to shop online with PayPal, pay in 3 a good option too. No interest to pay if you pay your balance each month. Reviewed on: 20th April 2026

Easy to use great customer ssrvi

Easy to use great customer ssrvi Reviewed on: 20th April 2026

An excellent service with blazing fast transactions...

An excellent service with blazing fast transactions and free delivery updates. Reviewed on: 20th April 2026

Great customer service

Always had a top notch service when a problem has arisen, and the app is really easy to use Reviewed on: 20th April 2026

Very handy and easy to use, I love the pay inn3 inst...

Very handy and easy to use, I love the pay inn3 installments option. Reviewed on: 20th April 2026

Easy to use quick and easy payments

Easy to use quick and easy payments Reviewed on: 20th April 2026

I am very impressed with PayPal Credit, particularly...

I am very impressed with PayPal Credit, particularly how smoothly it integrates into the existing PayPal ecosystem. The entire process—from the initial application to making purchases—was incredibly fast and digitally intuitive. What I appreciate most: • Speed: The approval was almost instantaneous, allowing me to complete my purchase without any delays. • Transparency: The dashboard provides a very clear overview of my installments, due dates, and remaining credit limit. • Flexibility: Being able to spread the cost of larger purchases makes managing my monthly budget much easier. It’s an ideal tool for anyone looking for a modern alternative to traditional credit cards while staying with a trusted provider. As long as you stay on top of your repayment schedule, it is a hassle-free and highly useful financial service. Reviewed on: 20th April 2026

Very handy when i need to spend big.

Very handy when i need to spend big and split payment. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78040 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub