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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89027 reviews)

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4.90

Based on 89,027 reviews, last reviewed 29th Apr 2026

1763750% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always reliable and easy to use . Always reliable and easy to use . App is easy to navigate and keep tabs on your spending. I always know I am protected when buying through PayPal Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89027)

Wonderful from start to finish, a real Pal in the pa...

Wonderful from start to finish, a real Pal in the payment industry Reviewed on: 6th June 2024

Good experience.

My experience has been good paypal gave me a chance & i appreciate it. Reviewed on: 6th June 2024

Easy to apply and use

So many shops online use PayPal and so using my credit account has never been easier or more convenient, you get emails near the when a payment is due which is great when life is so busy it’s easy to forget Reviewed on: 6th June 2024

Really easy to use and keep track of payments

Really easy to use and keep track of payments Reviewed on: 6th June 2024

Useful when you need an extra help

Useful when you need an extra help Reviewed on: 6th June 2024

efficient

Easy to use, fast & efficient at transferring funds Reviewed on: 6th June 2024

Easy to use, clear conditions.

Easy to use, clear conditions. Easy to control with the app Reviewed on: 6th June 2024

I have used PayPal credit for a while now.

I have used PayPal credit for a while now. And it has been a life saver. And so easy to use. The customer service team are Excellent and dealt with my questions very quickly. I would definitely recommend paypal credit. There are plenty of options. This is apart of my monthly life. Reviewed on: 6th June 2024

Great easy way of spreading cost

Great easy way of spreading cost Reviewed on: 6th June 2024

PayPal credit is easy

PayPal credit is easy to use, accepted in a reasonable amount of places & provides a certain amount of security for your purchases. Reviewed on: 6th June 2024

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