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PayPal: PayPal Credit reviews

4.90
Based on 89,083 reviews, last reviewed 29th Apr 2026
1766450% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing easy way to pay always use this way to pay o... Amazing easy way to pay always use this way to pay online and its safe Reviewed on: 29th April 2026
Kerry's avatar
Kerry

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89083)

It’s simple and everyone uses it

5
It’s simple and everyone uses it Reviewed on: 6th June 2024

Easy to make payments but not so good if you want to...

5
Easy to make payments but not so good if you want to raise an issue Reviewed on: 6th June 2024

Flexi Payments

5
PayPal now offers flexible payments. I always use it. Especially for larger purchases where you now offer a 3 monthly payment plan. Reviewed on: 6th June 2024

I was struggle to get money for air ticket and then...

5
I was struggle to get money for air ticket and then I apply for credit in PayPal ,luckily I got the credit from PayPal I was very happy.I strongly recommend to others Reviewed on: 6th June 2024

Easy to pay with, not easy to understand how to pay...

5
Easy to pay with, not easy to understand how to pay off before the 4 months 0 % is up Reviewed on: 6th June 2024

Good for payments and international transfers.

4
Good for payments and international transfers. Reviewed on: 6th June 2024

There when you need it.

4
There when you need it. Great offers Reviewed on: 6th June 2024

Easy to pay safe and secure always used to pay piece...

5
Easy to pay safe and secure always used to pay piece of mind Reviewed on: 6th June 2024

Love using PayPal - really useful and safe and secur...

5
Love using PayPal - really useful and safe and secure and credit is good too. Customer service are nice and I like the detail the app gives me. Reviewed on: 6th June 2024

Very easy to use apps and provides lots of details.

5
Very easy to use apps and provides lots of details. Reviewed on: 6th June 2024

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