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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146507 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146507)

PayPal credit makes things so easy to split big paym...

PayPal credit makes things so easy to split big payments over 4 months at 0% making big payments easy to manage within monthly spending Reviewed on: 20th April 2026

Great customer service.

Great customer service. Wish to respond if there is an issue. PayPal is great for convenience. Reviewed on: 20th April 2026

Good app and easy to use, haven’t had any issues

Good app and easy to use, haven’t had any issues Reviewed on: 20th April 2026

Is good to have a back up plan.

Is good to have a back up plan. I think this is good as it gives you time to pay back too. Reviewed on: 20th April 2026

This has been a lifeline at times....

I couldn't have done without PayPal credit over the years! Reviewed on: 20th April 2026

Excelent

Staff are very accomodating.They are very helpful when you have a problem with what you purchased they deal it right away Reviewed on: 20th April 2026

Very user friendly.

Very user friendly. Rewards are really good. Reviewed on: 20th April 2026

Very easy to use.

Very easy to use. Of If I have any issues the helpline service are helping to help and resolve the issue Reviewed on: 20th April 2026

Life Saver - Thank You!!

PayPal has been my saver when other providers can’t help. Splitting payments over the Months. Now the option of credit card. Customer services answer calls quickly. I would have been lost and stressed to the limit many times without PayPal, Thank You! Reviewed on: 20th April 2026

PayPal is super fast and efficient when it comes to...

PayPal is super fast and efficient when it comes to sending money to friends all over the world when a normal bank transfer would take days! Reviewed on: 20th April 2026

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