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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146488 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146489)

Easy process and affordable options

It is amazing to have many options on how to spread the cost of our purchases according to our affordability. Approximately 90% + of my purchases have been through paypal credit and I totally recommended it. Reviewed on: 20th April 2026

Convenient way of paying , easy app to use.

Convenient way of paying , easy app to use. Reviewed on: 20th April 2026

All round great service

I have been using PayPal for many years it is a great safe way of paying and the customer service is outstanding and always happy to help Reviewed on: 20th April 2026

Topnosh way to pay yo bills

all payments done on peace of mind,security topnosh from fraudsters Reviewed on: 20th April 2026

I wanted to cancel automatic top ups, they have made...

I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that cannot help. PayPal has entered the realms of shockingly bad customer service, following big companies who just don't care. Reviewed on: 20th April 2026

Life has been made more enjoyable where I can now af...

Life has been made more enjoyable where I can now afford to do and buy things when I want to and pay it back slowly without incurring any interest. Customer experience has always been amazing and very helpful every time I had an issue. I now make all my transactions through PayPal as it's only forum in now trust. Reviewed on: 20th April 2026

Paypal make my life easy.

Paypal make my life easy. When i am short of money. Paypal make it easy Reviewed on: 20th April 2026

Good for what I have used it for do far but do find...

Good for what I have used it for do far but do find interest high on things they offer. Reviewed on: 20th April 2026

Great always helpful and have used it for years real...

Great always helpful and have used it for years really reliable and I can use it in lots of different outlets. Reviewed on: 20th April 2026

Frequent user

Been using paypal for many years Reviewed on: 20th April 2026

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