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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89177 reviews)

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4.90

Based on 89,177 reviews, last reviewed 29th Apr 2026

1770700% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal for years , very reliable & t... I’ve been using PayPal for years , very reliable & trustworthy and always sort out any problems hassle free Reviewed on: 29th April 2026

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89177)

All Good

Never any issues and great updates. Reviewed on: 6th June 2024

Great to use and easy.

Great to use and easy. Application is easy and they keep track on your spending so you don't go above the affordability Reviewed on: 6th June 2024

Interest high but easy to use

The interest rates are high but everything is easy to use Reviewed on: 6th June 2024

Very easy to use and it is incredibly handy to have...

Very easy to use and it is incredibly handy to have access to. Reviewed on: 6th June 2024

I love it!

I love it! It’s been so helpful with helping me fill out my room and not having to worry about bank loans or stress. Thank you PayPal! I’ve been using PayPal credit for a year now and I’ve never had any issues Reviewed on: 6th June 2024

There is limit increase of PayPal credit for more th...

There is limit increase of PayPal credit for more than 2 years Reviewed on: 6th June 2024

All good no issues with using this service.

All good no issues with using this service. Offers bread options. Easy to manage Reviewed on: 6th June 2024

Very easy to use.

Very easy to use. Like how it asks you to confirm before the purchase. Very fast and easy. Reviewed on: 6th June 2024

Paypal Credit always saving me

Paypal Credit always saving me when I have unexpected expences. Broken fridge ? Not a problem Paypal have you covered Reviewed on: 6th June 2024

PayPal patron and I say yes!!

I’ve been using PayPal for a number of years now and it’s always great to get more expensive items and break them down over the 4 months interest free period. Reviewed on: 6th June 2024

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