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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89296 reviews)

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4.90

Based on 89,296 reviews, last reviewed 29th Apr 2026

1776150% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

For years i have always pleased with PayPal. For years i have always pleased with PayPal. The Customer Service is excellent! Thank you very much! Reviewed on: 29th April 2026

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89296)

Security.

I feel safe and secure using PayPal as payment for my purchases. Convenient and very easy to use. Any problems or queries are resolved quickly and efficiently. Reviewed on: 6th June 2024

PayPal Credit is honestly a live saver!

PayPal Credit is honestly a live saver! Whenever I was short of money and needed something, PayPal Credit was always there for me when I needed it most. Reviewed on: 6th June 2024

Very good and safety for any dodgy sites

Very good and safety for any dodgy sites Reviewed on: 6th June 2024

A really useful way of paying for almost everything.!

I find paypal very useful as they offer various payment options and is an accepted method of payment almost everywhere, and even in some high street stores which is a great idea. I have always found them quick to resolve any issues, and my online account is very easy to manage and is updated quickly to show current spend/balances. Reviewed on: 6th June 2024

Prompt customer service, great app and good credit o...

Prompt customer service, great app and good credit options Reviewed on: 6th June 2024

My go to for all payments as you can trust...

My go to for all payments as you can trust it Reviewed on: 6th June 2024

Charges after 4 months not clear enough.

Charges after 4 months not clear enough. You can pay money off then still be told you owe a minimum payment which doesn’t make sense Reviewed on: 6th June 2024

Good service but can not be monitored real time

Payments are not deducted and seen real time, it takes days. Reviewed on: 6th June 2024

Why I love Pay Pal

I can even send money to my family. Really appreciate that I can do everything in one app, buy, receive and send money. And be safe from scammers. Reviewed on: 6th June 2024

Over 10 years of good service!

I have used Paypal for over 10 years and have always been happy. Customer service has always been great. Reviewed on: 6th June 2024

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