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PayPal: PayPal Credit reviews

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4.90
Based on 89,412 reviews, last reviewed 29th Apr 2026
1781650% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent services. Excellent services received so far. Reviewed on: 29th April 2026
Vikas 's avatar
Vikas

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89412)

It’s been really good, NatWest made an error that me...

5
It’s been really good, NatWest made an error that messed up my credit and out of frustration o never attended the meeting with them to rectify this. Even though they compensated me, I found PayPal credit who I’ve had no issues with as it has no direct link to my transport which is what initially caused the issue with NatWest. P.a im still with NatWest but opened other bank accounts as their service was below par, for everything else I had no issues with them. Reviewed on: 7th June 2024
Jay S's avatar
Jay S

Best credit for online shopping , it’s safest and ea...

5
Best credit for online shopping , it’s safest and easiest way to purchase online and its most secure and reliable Reviewed on: 7th June 2024
Mohammad r's avatar
Mohammad r

Flexible and accommodating with generous service

5
Flexible and accommodating and generous for payments Reviewed on: 7th June 2024
Tom W's avatar
Tom W

My experience is been great using PayPal.

5
My experience is been great using PayPal. I love the fact I have the option to make a purchase and pay every month with 3 instalments or I can pay back in 4 months with no interest Reviewed on: 7th June 2024
Okoruwa e's avatar
Okoruwa e

great app, I would recommend PayPal.

5
The app is great to use. Paying for things online, is quick, easy and I feel safe. When I have had to call up, the staff are friendly and helpful. Other than the wait time to clear some payments I couldn't complain. Reviewed on: 7th June 2024
Oscar 's avatar
Oscar

Recommend Paypal Credit

5
Very very good. Paypal pay in 3 is literally amazing use it way too much its my favourite ever. Recently started using paypal credit and it is super helpful in paying later but also being able to get my credit score up. Also having 0 percent interest rate for up to 4 months is lovely Reviewed on: 7th June 2024
Aisha B's avatar
Aisha B

I feel safe when I'm making a purchase with PayPal c...

5
I feel safe when I'm making a purchase with PayPal credit. I have options of how I pay. Everything is clear regarding interest charged Reviewed on: 7th June 2024
Josie T's avatar
Josie T

Very easy to use and simple to get in contact and re...

5
Very easy to use and simple to get in contact and resolve any query Reviewed on: 7th June 2024
Sham a's avatar
Sham a

Better than any credit card for convenience, buyer p...

5
Better than any credit card for convenience, buyer protection, ease of use, and simple repayments using a variety of methods, i.e. direct debit or via debit card. Reviewed on: 7th June 2024
H L's avatar
H L

Experience with PayPal Credit

4
Love the appreciation and the acceptance with PayPal Vredit, especially their offers they provide to help out people, especially when current living standards aren’t the best! Reviewed on: 7th June 2024
Sandeep S's avatar
Sandeep S

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