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PayPal: PayPal Credit reviews

4.90
Based on 89,494 reviews, last reviewed 29th Apr 2026
1785300% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant rates excellent offers no complaints Brilliant rates excellent offers no complaints Reviewed on: 29th April 2026
Victoria F's avatar
Victoria F

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89494)

Safe way to pay online

5
Very good - useful tool makes you feel safe paying online Reviewed on: 7th June 2024

Life saver

5
PayPal credit has helped me alot its not only lent me the money at no interest but got money back for me when I've needed them too I always recommend to friends and family. Reviewed on: 7th June 2024

PayPal credit is amazing, never had any problems wit...

5
PayPal credit is amazing, never had any problems with it. Reviewed on: 7th June 2024

Excellent service.

5
Excellent service. Convenient and easy to use Reviewed on: 7th June 2024

Excellent

5
Excellent way of paying for purchases Reviewed on: 7th June 2024

Fantastic

5
Always an easy transaction. Never any issues Reviewed on: 7th June 2024

Easy to use service.

4
Easy to use service. With good customer service throughout my experience. Any issues I have had PayPal have helped out. Reviewed on: 7th June 2024

The service is straightforward and very easy to use.

5
The service is straightforward and very easy to use. Reviewed on: 7th June 2024

It’s easy for big purchases and want more time to pa...

4
It’s easy for big purchases and want more time to pay it off Reviewed on: 7th June 2024

I used PayPal credit for most of my transactions.

5
I used PayPal credit for most of my transactions. It’s easy and convenient to use Reviewed on: 7th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review