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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146404)

Best app good service good team work.

5
Best app good service good team work. I really enjoyed. Reviewed on: 19th April 2026

1 like the way the protect customers from scammers

5
1 like the way the protect customers from scammers Reviewed on: 19th April 2026

Great service provided used all the time for many years

5
Great service provided used all the time for many years Reviewed on: 19th April 2026

Very good

5
PayPal Credit is a convenient option when you want flexibility without pulling out your card every time. The application is quick, and it integrates smoothly with PayPal, which makes online shopping feel effortless. I like the option to spread payments, especially for bigger purchases. Reviewed on: 19th April 2026

Always convenient and super easy to use

5
Always convenient and super easy to use Reviewed on: 19th April 2026

My experience with PayPal credit has been good, the...

4
My experience with PayPal credit has been good, the limit is high, discounts is good and no excessive interest charges. Reviewed on: 19th April 2026

PayPal Credit is a saver

5
PayPal Credit saved me all the time Reviewed on: 19th April 2026

Great Great Great Great Great Great Great Great Grea...

5
Great Great Great Great Great Great Great Great Great Great Great Great Great Great Great Great Reviewed on: 19th April 2026

Easy to use for everything I need and the new credit...

5
Easy to use for everything I need and the new credit card option is brilliant and straight forward Reviewed on: 19th April 2026

An extra safety net for those special purchases!

5
Regularly use PayPal Credit for extra security in day to day purchases and big purchases. I recently experienced an issue with an expensive purchase, where a return wasn’t refunded and the seller wouldn’t respond. Reported to PayPal who contacted the seller on my behalf and organised a full refund, which I could easily track through the app. Reviewed on: 19th April 2026

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