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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89570 reviews)

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4.91

Based on 89,570 reviews, last reviewed 29th Apr 2026

1789000% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Credit that’s easy to understand. It’s easy to use, I’ve never had a problem. It really helped me with large purchases. Reviewed on: 29th April 2026

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89570)

Very easy to use

Very easy to use and clear on payments due and if interest is due Reviewed on: 7th June 2024

Great customer service, been using PayPal credit for...

Great customer service, been using PayPal credit for a while every time iv had an issue they solved it Reviewed on: 7th June 2024

Paypal is very useful

Paypal credit is great as it means i get interest free payments for 4 months! Great for paying for holidays or bills that pop up. The interest is not too high either and they lend you a very generous amount. Reviewed on: 7th June 2024

The best go to credit when you need, or in emergency.

I have had PayPal for almost 15yrs, always my go to when I need it especially online shopping, the best part now is that you get no interests for some spending if you pay off early or the pay in 3 and you can now link cashbacks. Reviewed on: 7th June 2024

Love Paypal, best credut available.

Love Paypal, best credut available. Would highly recommended. Reviewed on: 7th June 2024

Overall good experience.

Overall good experience. Great customer service, fast transfers between accounts. So far had no issues with PP at all Reviewed on: 7th June 2024

PayPal credit has been a very useful source of credi...

PayPal credit has been a very useful source of credit for me in the last year. It’s easy to use. Clear and efficient. The tech support has been great thus far Reviewed on: 7th June 2024

Very good

Easy to use . Good offers so ideal for bigger purchases or pay in 3 is my preferred. never had any problems Reviewed on: 7th June 2024

PayPal credit

Very easy to use and easy to continuously monitor your transactions and balances. Reviewed on: 7th June 2024

My view on PayPal

I have found PayPal the most helpful way to help manage my personal finances. I feel safe and secure with their handling of my requirements. Reviewed on: 7th June 2024

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