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PayPal: PayPal Credit reviews

4.91
Based on 89,636 reviews, last reviewed 29th Apr 2026
1792100% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

secure and safe is all i can say secure and safe is all i can say Reviewed on: 29th April 2026
jesalba's avatar
jesalba

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89636)

Love it!!

5
Easy to use. I pay for a lot online so PayPal is perfect to use to ensure a safe and secure transaction. Reviewed on: 7th June 2024

Great service !!!

5
Very straight forward to use from the app. Various options of spreading the payments including the 4 month interest free. Balance easily visible within the app and setting up payments couldn't be easier. Reviewed on: 7th June 2024

PayPal give peace of mind...

5
PayPal has made it easy for me to have peace of mind when making purchases knowing that my money is safe if something goes wrong or there is an issue with the purchase. PayPal credit is easy to use and simple to get started with. Customer service is spot with any query being answered very quickly. Reviewed on: 7th June 2024

Very affordable!

5
Very affordable! Good customer service, loving it Reviewed on: 7th June 2024

Professional, very good service, clear and simple ru...

5
Professional, very good service, clear and simple rules Reviewed on: 7th June 2024

Very quick and easy, made the whole process a lot be...

5
Very quick and easy, made the whole process a lot better Reviewed on: 7th June 2024

Very simple system to use.

5
Very simple system to use. Always quick and efficient. Interacts well with the shop websites and always has great payment plans Reviewed on: 7th June 2024

Difficult to get a resolution sometimes

4
Difficult to get a resolution sometimes Reviewed on: 7th June 2024

Amazing I always use for online shopping and I love...

5
Amazing I always use for online shopping and I love it Reviewed on: 7th June 2024

Great service and very user friendly

5
Great service and very user friendly Reviewed on: 7th June 2024

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