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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146374)

sound App and easy to use

5
Great app and very easy to navigate Reviewed on: 19th April 2026

I would recommend Paypal to everyone, it’s easy to use

5
I would recommend Paypal to everyone, it’s easy to use Reviewed on: 19th April 2026

Easy to use service that always works, all of the fu...

5
Easy to use service that always works, all of the functions deliver a seemless service, Very good. From the card functions to credit and pay in 3 are all make a great solution into a fantastic solution. Reviewed on: 19th April 2026

I find paypal a safer way to pay bills, than other a...

5
I find paypal a safer way to pay bills, than other apps.. Very happy, amazing app Reviewed on: 19th April 2026

Always on and to help if we need it value for money,...

5
Always on and to help if we need it value for money, what we buy always happy to help with any issues Reviewed on: 19th April 2026

I love PayPal.

5
I love PayPal. For all your needs especially Pay in 3 or PayPal Credit.Also for great deals. Reviewed on: 19th April 2026

Love the different ways to pay.

5
Love the different ways to pay. Also being able to not have to pay straight away. Reviewed on: 19th April 2026

I have used interest-free loans a few times, which w...

5
I have used interest-free loans a few times, which was a big help. Reviewed on: 19th April 2026

PayPal has been great - fr

5
PayPal has been great - from intrest free credit to Pay in Three. Great for managing finances. Reviewed on: 19th April 2026

Happy customer

5
Happy customer, very good experience Reviewed on: 19th April 2026

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