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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146334)

PayPal credit I very useful when I need to buy somet...

PayPal credit I very useful when I need to buy something like gifts for kids or promotional items Reviewed on: 19th April 2026

Love the 0% for 4 months

Love the 0% for 4 months fantastic offer great for most purchases Reviewed on: 19th April 2026

5 stars experience

Great. Simply great. Easy to use and great perks. five stars all the way. Reviewed on: 19th April 2026

PayPal has has given me the chance to pay for things...

PayPal has has given me the chance to pay for things with ease. Spread the payments to suit my needs and if I've had any problems with non delivery or products not right their investigation team is amazing. Reviewed on: 19th April 2026

Best provider

Fair and honest assessment and customer service is top notch Reviewed on: 19th April 2026

I've been using it for years, it's something special.

I've been using it for years, it's something special. Reviewed on: 19th April 2026

Great way to pay and great for buy now pay later opt...

Great way to pay and great for buy now pay later options when you dont have full money already been a massive help Reviewed on: 19th April 2026

Amazing service

. Really easy to use and I love the online options. Everything is clear and straightforward, and the rates are great. It makes managing money simple and hassle-free. The credit options have been really helpful to me over the years, and Pay in 3 is a great addition too. The app is really handy as well—I can check everything easily whenever I need to. Reviewed on: 19th April 2026

Paypal is there easiest

Paypal is there easiest and most user friendly way to pay for just about everything Reviewed on: 19th April 2026

Unable to reach customer service when required

Unable to reach customer service when required and all the time has to message and leave for the response on its own pace Reviewed on: 19th April 2026

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