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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144795)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Can’t live without it.

5
Can’t live without it. I depend on it and it’s allowed me to buy things I otherwise couldn’t afford. Especially when birthdays come 3 n 4 st a time Reviewed on: 13th June 2026

Reliable service, reasonable rates

5
Reliable service, reasonable rates Reviewed on: 13th June 2026

It’s reliable and quick to receive the money with am...

5
It’s reliable and quick to receive the money with ample time to pay it back. Reviewed on: 13th June 2026

Very useful tool and app, have us, i have used it f...

5
Very useful tool and app, have us, i have used it for a number of years now Reviewed on: 13th June 2026

Always been good.

5
Always been good. Like the pay is 3 or over 4 months. Reviewed on: 13th June 2026

Brilliant customer service and plenty of payment opt...

5
Brilliant customer service and plenty of payment options Reviewed on: 13th June 2026

Paypal always the best Convenient and easy especia...

5
Paypal always the best Convenient and easy especially Pay in three is such a comfort Reviewed on: 13th June 2026

I love PP.

5
I love PP. Easy to use. Always available. Reviewed on: 13th June 2026

Always been great I have never had a problem with pa...

5
Always been great I have never had a problem with pay pal Reviewed on: 13th June 2026

Excellent service .

5
Excellent service . PayPal credit is convenient, reliable and makes online payments simple and secure Reviewed on: 13th June 2026

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