Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 89,391 reviews, last reviewed 29th Apr 2026
1780600% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with paypal great experience i love it Very happy with paypal great experience i love it Reviewed on: 29th April 2026
Ernest s's avatar
Ernest s

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89391)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal - keeping YOUR money safe!

5
I have used PayPal for many years especially whilst purchasing items online as your money is protected if seller’s let you down. I have recently got the PayPal debit card too. Reviewed on: 23rd April 2026

Pay pal a whole lot of help

5
Pay pal helped me outta of a hole Reviewed on: 23rd April 2026

Easy to use and very good at resolving issues

5
Easy to use and very good at resolving issues Reviewed on: 23rd April 2026

Easy to use , good interest rate.

4
Easy to use , good interest rate. Would be nice to have extended interest rate Reviewed on: 23rd April 2026

5 star product

5
Excellent product, helpful customer service Reviewed on: 23rd April 2026

Easy to navigate

5
I have never had any issues with papal credit, I get reminders of payment dates, I don’t get harassed with potential purchases. Easy to navigate Reviewed on: 23rd April 2026

Cannot fault PayPal.

5
Cannot fault PayPal. Always reliable, keeps me updated on every transaction. Reviewed on: 23rd April 2026

SIMPLE Pay in 3 feature

4
I really like the pay in 3 feature which is easy to use Reviewed on: 23rd April 2026

Perfect bridge & safety net & shield for me

5
The are the perfect bridge & safety net & shield for my financial transactions. Reviewed on: 23rd April 2026

Great provider with a great offers

5
Great provider with a great offers Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 40779 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3687 reviews
    PayPal
    View all products