Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 99,563 reviews, last reviewed 6th May 2026
2249350% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s the easiest and simplest payment platform around. It’s the easiest and simplest payment platform around. I use it for essentially every online purchase. It’s rare to feel safe and secure purchasing th... Read more Reviewed on: 6th May 2026
Dennis 's avatar
Dennis

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99563)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I got scammed and PayPal helped me out and actually...

5
I got scammed and PayPal helped me out and actually refunded me. Very cool. Reviewed on: 2nd May 2026

Truly professional and efficient.

5
Truly professional and efficient. Great company. Reviewed on: 2nd May 2026

Integrates really well within online stores making p...

5
Integrates really well within online stores making payment and checkout a breeze Reviewed on: 2nd May 2026

It's really helpful for the day today digital transl...

5
It's really helpful for the day today digital translation Reviewed on: 2nd May 2026

I’ve always ever had good experiences with PayPal.

5
I’ve always ever had good experiences with PayPal. Customer service are good and always resolve my issues in due course. I would 100% recommend their services. Reviewed on: 2nd May 2026

Great service.paypal

5
Great service. I like the financial security and have every confidence that my money is safe. Reviewed on: 2nd May 2026

Always there

5
Every time I needed they were there Reviewed on: 2nd May 2026

With paypal there’s no space to struggle.

5
paypal is just amazing. I can easily manage my credit , payments and transfers. Paypal also gives The 3 instalments payments options , which is extremely handy. Overall I am very satisfied Reviewed on: 2nd May 2026

I've used paypal for years and they have not let me...

5
I've used paypal for years and they have not let me down yet. Reviewed on: 2nd May 2026

Pay with Confidence

5
PayPal is quick, secure, and incredibly easy to use, with dependable service and strong buyer protection. What sets it apart is its global reach and trusted reputation, making payments simple and reliable wherever you are. Reviewed on: 2nd May 2026