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PayPal: PayPal Credit reviews

4.91
Based on 89,993 reviews, last reviewed 29th Apr 2026
1808900% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its been a great way to help me when I was strugglin... Its been a great way to help me when I was struggling in my new place, thank you Reviewed on: 29th April 2026
Toby's avatar
Toby

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89993)

Excellent experience, PayPal credit is great for if...

5
Excellent experience, PayPal credit is great for if you want to buy something quick and before payday Reviewed on: 7th June 2024

Quick and easy to use.

5
Quick and easy to use. Simple checkout options and regular email reminders to ensure payments are not missed and extra charges are not incurred. Reviewed on: 7th June 2024

Excellent way to pay for anything.

5
Excellent way to pay for anything. Easy to know what repayments are as well Reviewed on: 7th June 2024

It’s very useful and safe payment method

4
It’s very useful and safe payment method Reviewed on: 7th June 2024

I have bought several products and I am extremely ha...

5
I have bought several products and I am extremely happy with the way my credit had been handled Reviewed on: 7th June 2024

Makes life easy with pay in three or interest free f...

5
Makes life easy with pay in three or interest free for 3 months Reviewed on: 7th June 2024

Eh it's fine, i dont know what else to say...

5
Eh it's fine, i dont know what else to say you know Reviewed on: 7th June 2024

Four months interest free is useful

5
Four months interest free is useful and credit limits are reviewed. Reviewed on: 7th June 2024

Best to help credit score

5
Ive been using paypal to help improve my credit score Reviewed on: 7th June 2024

PayPal well done for being such a good service

5
Convenient to use rates are good and a widely accepted online and in stores love options to pay by PayPal seems like the best choice to make no quibble refunds when sales don’t go right so I would safely say I would use this service and tell all my friends and family to use it as well Reviewed on: 7th June 2024

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