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PayPal: PayPal Credit reviews

4.91
Based on 89,899 reviews, last reviewed 29th Apr 2026
1804500% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward and easy to manage money matter and... Straight forward and easy to manage money matter and credit Reviewed on: 29th April 2026
Joyce 's avatar
Joyce

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89899)

A great experience using PayPal credit , never have...

5
A great experience using PayPal credit , never have any issues and it is a very accessible platform and easy to contact. Would definitely recommend to a friend. Reviewed on: 7th June 2024

Interest free - saves a fortune compared to a credit...

5
Interest free - saves a fortune compared to a credit card ! Reviewed on: 7th June 2024

Simple and effective

5
East, straight forward transactions and provide good peace of mind over purchases Reviewed on: 7th June 2024

Great very helpful easy to make payments

5
Great very helpful easy to make payments Reviewed on: 7th June 2024

PayPal is convenient, easy to use and hassle free.

4
PayPal is convenient, easy to use and hassle free. I can send money to friends, businesses and families domestically and internationally without any worries. I feel at ease knowing that a business accepts PayPal because I know my account/money is protected. Reviewed on: 7th June 2024

Excellent ease of use and simple sign up.

5
Excellent ease of use and simple sign up. Reviewed on: 7th June 2024

I've used PayPal for years!

5
I've used PayPal for years and all they do is improve their service. Top notch! Reviewed on: 7th June 2024

Fast. Easy. Flawless.

5
Fast. Straightforward. Simple to use. Very fair and helpful with credit plans. Had 0 problems with PayPal over the years as a regular PayPal user! Great customer reassurance regarding purchases and subscriptions. Great flexibility with credit plans and paying off balance as and when, or with a simple direct debit setup. Reviewed on: 7th June 2024

Brilliant service and excellent customer service

5
Brilliant service and excellent customer service Reviewed on: 7th June 2024

Awesome customer service and assurance for refunds a...

5
Awesome customer service and assurance for refunds and issues with payments Reviewed on: 7th June 2024

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