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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99825 reviews)

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4.90

Based on 99,826 reviews, last reviewed 6th May 2026

2261750% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best service for credit card providers . Best service for credit card providers . Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99826)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great experience, I love pay over three and Paypal c...

Great experience, I love pay over three and Paypal credit which allows you to pay over four months. Reviewed on: 2nd May 2026

Great and easy to use good split 3 payments really u...

Great and easy to use good split 3 payments really useful when buying expensive things Reviewed on: 2nd May 2026

Useful and quick for online purchases

Useful and quick for online purchases Reviewed on: 2nd May 2026

Great way to spread cost of bigger payments at 0%.

Great way to spread cost of bigger payments at 0%. Also when I had a dispute over a payment pay pal solved the issue quickly and fairly. Reviewed on: 2nd May 2026

Brilliant App & service

Simple & quick to use, user friendly website/app. Any issues quickly resolved. Reviewed on: 2nd May 2026

Simple to use

Easy to set up and very easy to set the direct debit for repayment. Allowed me to get my wife a new phone on much better terms than she was before. Reviewed on: 2nd May 2026

Love PayPal, so convenient and easy to access.

Love PayPal, so convenient and easy to access. Reviewed on: 2nd May 2026

There when you need it and good it can go in your wa...

There when you need it and good it can go in your wallet Reviewed on: 2nd May 2026

Great debit card facilities and other finance option...

Great debit card facilities and other finance options to suit my needs. Reviewed on: 2nd May 2026

Fantastic service

PayPal is very easy to use, everything it explained properly, before you proceed Reviewed on: 2nd May 2026

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