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PayPal: PayPal Credit reviews

4.73
Based on 144,131 reviews, last reviewed 21st Jun 2026
4289200% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a general godsend PayPal is a general godsend for online purchases and marketplaces. Adding extra layers of protection from scammers and such. Reviewed on: 21st June 2026
J Hamilton's avatar
J Hamilton

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144131)

Secure and convenient payments

4
Secure and convenient payments. Easy to use. Reviewed on: 17th April 2026

Great!!!

5
I can afford to buy expensive stuff because of paypal. Very convenient and easy to use. Customer service is very helpful and easy to access. Reviewed on: 17th April 2026

Great for budgeting over short term

5
It supports with purchasing larger goods/purchases and able to repay over 3 months great for budgeting. Reviewed on: 17th April 2026

I have no bad experience on PayPal

5
I have no bad experience on PayPal Reviewed on: 17th April 2026

Very easy to pay for goods on 3 payments

5
I find it easy to order through pay pal Reviewed on: 17th April 2026

Very good

5
Very good, never had any issues and payments are fair Reviewed on: 17th April 2026

Very good.

5
Very good. Always helpful. Great value for money Reviewed on: 17th April 2026

PayPal customer service is a top notch.

5
PayPal customer service is a top notch. They are always helpful and exceed customer expectations. Their app is easy to use. They help to get back money from dubious sales people. Reviewed on: 17th April 2026

PayPal credit has given me the opportunity to build...

5
PayPal credit has given me the opportunity to build up my credit score, plus it helped me when in need Reviewed on: 17th April 2026

Everything has worked well.

5
Everything has worked well. Its good you can pay in 4 months with no interest. Customer service has always been good, and very helpful. Reviewed on: 17th April 2026

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