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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (93724 reviews)

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4.90

Based on 93,724 reviews, last reviewed 4th May 2026

1980400% increase in 5 star reviews

in the past 90 days

5750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

very good and secuity easy to used very good and secuity easy to used Reviewed on: 4th May 2026

Latest lowest rating:

2

It’s poor payment options It’s poor payment options need to improve better payment management system to pay easy ways Reviewed on: 4th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93724)

Always easy to use.

Always easy to use. User friendly I have recommended to everyone I know Reviewed on: 10th June 2024

Good for protection and interest free for 3 months

Good for protection and interest free for 3 months Reviewed on: 10th June 2024

PayPal has been great over the years.

PayPal has been great over the years. They also start bringing in new features that enables you paying different ways. Customers service is A+ Reviewed on: 10th June 2024

Use buy equipment that has broken

Use buy equipment that has broken Reviewed on: 10th June 2024

PayPal credit is really helpful

PayPal credit is really helpful when I want to pay for something but I'm a bit short. I don't like having debts so this is a great way to buy something and pay back on pay day. Reviewed on: 10th June 2024

Good all round service .

Good all round service . Quick and easy access through app . Reviewed on: 10th June 2024

On top of my finances with Paypal

On top of my finances with Paypal Reviewed on: 10th June 2024

PayPal has given me ease access to affordable ways t...

PayPal has given me ease access to affordable ways to pay credit for holidays and allows smooth transactions to happen instantly , for me PayPal has helped me with achieving some things I could not afford upfront. Reviewed on: 10th June 2024

Used it to pay for items online and been able to spa...

Used it to pay for items online and been able to space out payments Reviewed on: 10th June 2024

would always recommend

Always sorted any issues with other payment providers. Great value on the credit front, definitely competitive! Also a much safer way to pay! Reviewed on: 10th June 2024

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