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PayPal: PayPal Credit reviews

4.90
Based on 100,230 reviews, last reviewed 7th May 2026
2279900% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They customer service is excellent They customer service is excellent Reviewed on: 7th May 2026
Marjan J's avatar
Marjan J

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026
Juliet 's avatar
Juliet

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100230)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

paypal has really helped me financially, when i need...

5
paypal has really helped me financially, when i needed to pay for some bills Reviewed on: 3rd May 2026

Very good service.

5
Very good service. Very helpful. Thank you. Reviewed on: 3rd May 2026

Pay pal is so easy and convenient to use.

5
Pay pal is so easy and convenient to use. I feel safe when making transactions. Reviewed on: 3rd May 2026

problem free in my experience over the years.

5
problem free in my experience over the years. I like the flexibility of payment options and find the Site straight forward. Reviewed on: 3rd May 2026

Omg. Brilliant

5
Omg. so easy to use no messing around brilliant Reviewed on: 3rd May 2026

Easy and safe

5
Easy use and new ways to use added. Easy to sort if have problems changing direct debits a month behind caught out few times. Reviewed on: 3rd May 2026

I appreciate maintaining an account with PayPal.

5
I appreciate maintaining an account with PayPal. If the opportunity arises, I would consider advocating for PayPal. Reviewed on: 3rd May 2026

PayPal is an excellent app

5
I have been using PayPal for a long time now, my experience has been great. I mostly like how it id easy to send money and recive money I know my money is safe and there has never been a problem. I am not very good with technology but PayPal is very easy to use and can be used by anyone. Whenever I buy something I feel protected that my money is in good hands and no one can acess it but me. I have and would recommend PayPal to many people. Reviewed on: 3rd May 2026

I've been using PayPal for years now and it's brilli...

5
I've been using PayPal for years now and it's brilliant for my online shopping Reviewed on: 3rd May 2026

Every thing is good only i have problem with PayPal...

5
Every thing is good only i have problem with PayPal application, it’s hard to find options, not easy to find things, you can turn it to easy application to find items better, for example i have trouble to find and pay my credit usage same day . I am working with too many apps but i got the PayPal is not clear and easy to use. Reviewed on: 3rd May 2026