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PayPal: PayPal Credit reviews

4.73
Based on 143,950 reviews, last reviewed 21st Jun 2026
4281050% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

EXCELLENT Great experience, I have use PayPal for a number of years now and wouldn’t use any other, never had any problems and will continue to use. Reviewed on: 21st June 2026
Columba McCurdy 's avatar
Columba McCurdy

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143950)

Lots of choice to manage your finances and affordabi...

5
Lots of choice to manage your finances and affordability. Pay from different sources linked . Credit offers and pay over 3 months Reviewed on: 17th April 2026

PayPal is a great way to pay for items knowing that...

5
PayPal is a great way to pay for items knowing that your fully covered should anything go wrong. Reviewed on: 17th April 2026

Highly recommend

5
I've used PayPal for years and always found they provide excellent service Reviewed on: 17th April 2026

I have good experience with PayPal.

5
I have good experience with PayPal.. Reviewed on: 17th April 2026

well it helped me in many ways and very good to have...

5
well it helped me in many ways and very good to have 0 percent for 6 month free and i love it if you guys get it in hand you will see what you can have good luck Reviewed on: 17th April 2026

Easy straightforward user interface

5
Easy straightforward user interface Reviewed on: 17th April 2026

Such a simple system wish all banking was like this.

5
Such a simple system wish all banking was like this. I only purchase goods online if they offer PayPal Reviewed on: 17th April 2026

Always happy when I can use PayPal

5
Always happy when I can use PayPal Reviewed on: 17th April 2026

Pay pal credit easy apply easy payments.

5
Pay pal credit easy apply easy payments. Reviewed on: 17th April 2026

Best in credits.

5
Best in credits. International usage with perfect match. Reviewed on: 17th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review