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PayPal: PayPal Credit reviews

4.91
Based on 91,469 reviews, last reviewed 1st May 2026
1877300% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It all works really well and I’ve had no issues payi... It all works really well and I’ve had no issues paying for items. Reviewed on: 1st May 2026
Archie S's avatar
Archie S

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91470)

Excellent service

5
Excellent service as always. Professional and polite Reviewed on: 7th June 2024

It’s great.

5
It’s great. Easy to use and lots of options Reviewed on: 7th June 2024

It's ok all working fine , safety payments

5
It's ok all working fine , safety payments Reviewed on: 7th June 2024

love their 4 months interest free period

4
I have been using it for a long time, love their long interest free period. Reviewed on: 7th June 2024

Amazing experience this is what we call service

5
Amazing experience this is what we call service Reviewed on: 7th June 2024

I like the fact when you spend over a certain amount...

5
I like the fact when you spend over a certain amount you can get and interest free period to pay it off. This really help. I have not had any issues with PayPal. Always been happy with the service provided so far. Reviewed on: 7th June 2024

I always use PayPal, never had issues

5
I always use PayPal, never had issues Reviewed on: 7th June 2024

Fantastic customer service:I have had positive exper...

5
Fantastic customer service:I have had positive experience, issues are resolved quickly and efficiently Reviewed on: 7th June 2024

Excellent way of accessing short term interest free...

5
Excellent way of accessing short term interest free finance - I have used this for several years and found it to be very helpful in spreading costs of expensive items Reviewed on: 7th June 2024

Katie1313

4
Positive experience, good quality of communication Reviewed on: 7th June 2024

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