Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,576 reviews, last reviewed 1st May 2026
1882000% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend PayPal credit. Would recommend PayPal credit.the payout for games is excellent as well. Reviewed on: 1st May 2026
Lefty's avatar
Lefty

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (91576)

PayPal responds to queries fairly quickly

5
PayPal responds to queries fairly quickly Reviewed on: 8th June 2024
Andrea R's avatar
Andrea R

The flexibility really help and the fact that I have...

5
The flexibility really help and the fact that I have 3 months to pay interest free is also a life saver. Reviewed on: 8th June 2024
Ledna F's avatar
Ledna F

I’ve been using PayPal credit for 2 years and it’s b...

5
I’ve been using PayPal credit for 2 years and it’s been great with no issues Reviewed on: 8th June 2024
James y's avatar
James y

Highly recommended

5
Excellent service and offers at no interest within a certain time period. Very useful and helpful at times of need. Reviewed on: 8th June 2024
Syed's avatar
Syed

Simple, professional and effective.

5
Simple, professional and effective. Very reliable and trustworthy. Highly recommended. Reviewed on: 8th June 2024
Wendy D's avatar
Wendy D

PayPal credit has been very useful to me and I liked...

5
PayPal credit has been very useful to me and I liked the 4 month period of no interest. They could improve their customer service a little as I was scammed from selling a product and had evidence and they went towards the customers decision. Reviewed on: 8th June 2024
Eli f's avatar
Eli f

It was really very good.

4
It was really very good. Security is more than my expectation. Reviewed on: 8th June 2024
Muhammad's avatar
Muhammad

First timer

5
When I first started with pay pal customer service was very helpful every step of the way. Reviewed on: 8th June 2024
Lorraine Booth's avatar
Lorraine Booth

I've been using PayPal Credit for a while and find i...

5
I've been using PayPal Credit for a while and find it excellent. The application process is quick, and it integrates seamlessly with my PayPal account, making online purchases convenient. The promotional financing options are fantastic, allowing me to pay for larger purchases over time without interest, which helps with budgeting. Customer service is responsive and helpful, ensuring any issues are resolved quickly. Overall, PayPal Credit is a valuable financial tool that I highly recommend. Reviewed on: 8th June 2024
Rezaul Moynul 's avatar
Rezaul Moynul

Generally good and straight forward to use

4
Generally good and straight forward to use Reviewed on: 8th June 2024
Addie M's avatar
Addie M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill