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PayPal: PayPal Credit reviews

4.73
Based on 143,799 reviews, last reviewed 21st Jun 2026
4274000% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love being able to split payments over multiple months. Love being able to split payments over multiple months. It really helps me to manage larger payments without additional fees. I wish the statements we... Read more Reviewed on: 21st June 2026
Mark 's avatar
Mark

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143800)

PayPal Credit

4
PayPal Credit allows flexibility Reviewed on: 17th April 2026

Simple to use.

5
Simple to use and a great way to spread the cost of your online shopping. Reviewed on: 17th April 2026

Always easy transactions trustworthy reliable

5
Always easy transactions trustworthy reliable Reviewed on: 17th April 2026

Scammed 3 times by the same scammer

1
Got scammed three times in three transactions from the same seller. PayPal would only refund one. Leaving me £200 out of pocket even though it’s clear it’s the same seller and scam Reviewed on: 17th April 2026

No problem easy use okay keep up with payment.

5
No problem easy use okay keep up with payment. Reviewed on: 17th April 2026

Safe way to pay.

5
I always feel safer paying by PayPal. Any issues have always been resolved and if a company doesn’t accept payment then it puts me off buying from them Reviewed on: 17th April 2026

Great Service for Easy Payments Large or Small

5
This is a no nonsense service. Great payment schedules. Easy to use. Updates readily available 24hrs a day. Easy to buy goods virtually. Reviewed on: 17th April 2026

Very flexible help me out ina a Good time i can reco...

5
Very flexible help me out ina a Good time i can recommend to anyone Reviewed on: 17th April 2026

Very good service all round.

5
Very good service all round……………………………………………………………………………………………………………………………………………………………………………………………….. Reviewed on: 17th April 2026

PayPal debit card.

5
I recently got the PayPal debit card. I connected it to my normal working bank account and spend as normal and the point system is fab. Just spending normally is making me money! Elsewhere I like using PayPal credit online and trust the process if anything goes wrong. Overall I really like using PayPal. Reviewed on: 17th April 2026

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