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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,351 reviews, last reviewed 1st May 2026
1872050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Quick and easy access to funds only thing is the hig... Quick and easy access to funds only thing is the high rates of borrowing Reviewed on: 1st May 2026
Terry 's avatar
Terry

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91351)

Excellent experience using PayPal for all purchases

5
Excellent experience using PayPal for all purchases Reviewed on: 7th June 2024
Paul Jones's avatar
Paul Jones

Paying off

5
So handy for large pricey items at helping pay them off with no interest! Reviewed on: 7th June 2024
Emily C's avatar
Emily C

Easy to apply for and understand.

5
Easy to apply for and understand. It is now my preferred way of paying with ebay and for bigger purchases. Easy to check on the PayPal app and can be paid off earlier without any penalties. Reviewed on: 7th June 2024
Chris S's avatar
Chris S

PayPal,my second wallet.

5
I have used pay pal for a few years now and they have never let me down. Financing my various purchases could not be easier and I trust them implicitly. The interest free credit is a real benefit and it makes money management easy. What’s not to like. I have never found a drawback. Reviewed on: 7th June 2024
David J's avatar
David J

It always comes in handy for larger purchases.

5
It always comes in handy for larger purchases. Reviewed on: 7th June 2024
Gray SS's avatar
Gray SS

Spreading the cost at zero cost.

5
Used for many years and it has really helped spreading the cost at zero cost. Reviewed on: 7th June 2024
Ian Swift's avatar
Ian Swift

Very secure and I know I can get help if needed.

5
Very secure and I know I can get help if needed. Reviewed on: 7th June 2024
Robert B's avatar
Robert B

I love PayPal!

5
I love PayPal! Convenient, simple and secure Reviewed on: 7th June 2024
Caz's avatar
Caz

I’ve never had an issue while I’ve been with PayPal...

5
I’ve never had an issue while I’ve been with PayPal Reviewed on: 7th June 2024
Carl Jones's avatar
Carl Jones

All have a good experience when dealing with pay pal

5
All have a good experience when dealing with pay pal Reviewed on: 7th June 2024
Paul F's avatar
Paul F

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