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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,036 reviews, last reviewed 21st Jun 2026
4284700% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic credit facility I primarily use PayPal credit for a number of years. The 4 months interest free facility is excellent. Now I also have a physical card so am able to u... Read more Reviewed on: 21st June 2026
DH's avatar
DH

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144036)

I have found in my experience their knowledge their...

5
I have found in my experience their knowledge their helpfulness and their ability to help rectify a situation is above any other Reviewed on: 17th April 2026
Daniel c's avatar
Daniel c

Always used PayPal, feel safe in my transactions, cu...

5
Always used PayPal, feel safe in my transactions, customer service nothing to much trouble, and what’s more important Peace of Mind. Thankyou Paypal. Reviewed on: 17th April 2026
Wendy s's avatar
Wendy s

Got to love PayPal

5
PayPal makes life so much easier, especially when times are tough, gives you so much flexibility and a 4 month window for repayment. Reviewed on: 17th April 2026
Leah 's avatar
Leah

Im happy with all service, me er have problem

5
Im happy with all service, me er have problem Reviewed on: 17th April 2026
Natasha's avatar
Natasha

Great service pay in 3 or more payments

5
Great service pay in 3 or more payments Reviewed on: 17th April 2026
Stephen H's avatar
Stephen H

PayPal remains my go-to for online shopping because...

4
PayPal remains my go-to for online shopping because of its security and wide acceptance. I love that I don’t have to share my card details with every site, and the buyer protection gives me peace of mind with new sellers. However, I’m giving it four stars instead of five because the currency conversion rates are quite high, and the interface can feel a bit cluttered compared to newer payment apps. Still, it’s a reliable staple for digital payments. Reviewed on: 17th April 2026
Ron H's avatar
Ron H

Never had a bad experience.

5
Never had a bad experience. I've been scammed before and they're very helpful. Reviewed on: 17th April 2026
Andrea Tuckwood's avatar
Andrea Tuckwood

Very happy with service provided

5
Very happy with service provided Reviewed on: 17th April 2026
Gary Lee's avatar
Gary Lee

Your Partner for Life’s Needs

5
easy payment, can easily monitor purchases, can use credit to most if not all of the store, your partner for life needs. Reviewed on: 17th April 2026
John LN's avatar
John LN

It’s ok but can do better , could be faster

3
It’s ok but can do better , could be faster Reviewed on: 17th April 2026
j-garner5@sky.com's avatar
[email protected]

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